I plan on acquiring a leasehold flat in Fetcham. My Conveyancer is not on the lender conveyancing panel. Can I still use my Fetcham conveyancing solicitor notwithstanding that they are not on the lender panel of approved conveyancing solicitors?
You will need to use a conveyancing practitioner to complete the legal work required if you need a loan to buy your property. They will carry out all the relevant legal checks on the property, ensuring that you will be properly registered as the owner and ensure that all the required mortgage paperwork is dealt with. One may instruct a Fetcham solicitor of your choosing. Nevertheless, where the conveyancer appointed is not a member of the lender conveyancing panel additional fees will arise as separate legal representation will be required by them. Bank panel applications may be submitted, so provided your solicitor has not historically applied for membership they should take the chance to apply.
I need some fast conveyancing in Fetcham as I am under pressure to exchange contracts in less than one month. A mortgage is not required. Can I decline from having conveyancing searches to save money and time?
If.Given you are are a mortgage free buyer you are at free not to have searches carried out although no conveyancer would suggest that you don't. Drawing on our experience of conveyancing in Fetcham the following are instances of what can appear and adversely affect the marketability of the property: Refused Planning Applications, Overdue Charges, Overdue Grants, Road Schemes,...
I used Wolstenholmes a few years ago for my conveyancing in Fetcham. I now require my file but the law firm is no longer operating. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Fetcham of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Fetcham differ for new build properties?
Most buyers of new build property in Fetcham approach us having been asked by the builder to sign contracts and commit to the purchase even before the property is finished. This is because developers in Fetcham tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Fetcham or who has acted in the same development.
Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a straight forward, no chain conveyancing. Fetcham is where the house is located. What do you suggest?
Flying freeholds in Fetcham are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Fetcham you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Fetcham may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Is it best to go with a Fetcham conveyancing lawyer in close proximity to the house I am hoping to buy? An old friend can conduct the legal work however his firm is located over three hundred miles drive away.
The benefit of a local Fetcham conveyancing practice is that you can attend the office to sign paperwork, hand in your ID and apply pressure on them where appropriate. Having local Fetcham know how is a plus. That being said nothing is more important than finding someone that will do a good and efficient job. If other friends have instructed your friend and the majority were impressed that must outweigh using an unfamiliar Fetcham conveyancing lawyer solely due to them being Fetcham based.