I opted for a Fetcham based lawyer for my conveyancing in Fetcham today. Reviewing the Ts and Cs I seeI am on the hook for charges even if the dealdoes not happen. Should I go with them or select an internet firm advertising no move no charge conveyancing in Fetcham?
Generally there is a concession along the lines that if "No Completion No Fee" is advertised then the fee levels will generally be uplifted to neutralise the cases that fail to complete. Do bear in mind that these schemes tend not to protect you from expenses for instance Fetcham conveyancing search costs.
We are purchasing a newly built apartment in Fetcham and my conveyancer is informing me that she is duty bound to the lender to disclose incentives from the developer. I am nearing the developer’s deadline to sign contracts and my preference is not to delay the conveyancing. Is my lawyer right?
You should not exchange unless you have been advised to do so by your property lawyer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Why do I have to pay up front when it comes to conveyancing in Fetcham?
If you are buying a property in Fetcham your lawyer will request that you put them with funds to cover the search fees. Ordinarily this is needed to cover the fees of the conveyancing searches. If any down payment is as part of the sale price then this will be required immediately prior to exchange of contracts. The final balance that is needed will be payable a couple of days prior to the completion date.
I am currently in the process of buying my council flat in Fetcham. I have a mortgage offer with Bank of Ireland. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Bank of Ireland, you will need to appoint a solicitor on the Bank of Ireland conveyancing panel.
The formalities of my purchase has taken place for my property in Fetcham. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
About to purchase flat in Fetcham. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Clydesdale conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Fetcham conveyancing practitioner is on the Clydesdale conveyancing panel.
four months have gone by following my purchase conveyancing in Fetcham concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Hoping to buy a property located in Fetcham and I am already nervous. I couldn't find anything specific about Fetcham. Conveyancing will be needed in due course but do you know about the Fetcham area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Fetcham. In the meantime here are some basic statistics that we found