Is there a reason to instruct a Bookham conveyancing company given that national alternatives are so much cheaper?
Its a good idea to scrutinise conveyancing costs in Bookham and you should seek a reasonable quote but don’t be focused with hunting for the lowest priced Bookham conveyancer. Identifying the right conveyancer can mark the distinction between a seamless and a frustrating house move. It is important that you ensure that you have expert guidance from a specialist conveyancer. Emails can't replace a phone conversation and are no substitute for a one to one meeting. Our partner firms will appoint you a qualified and top rated conveyancing solicitor that will deal with your conveyancing from beginning to end, giving the sort of continuity that you will never get with an internet conveyancer. Our lawyers will keep you updated as to progress and keep you informed. Should you need to contact the firm you will know who you need to speak to and we'll endeavour to make sure that you're not left wondering what's going on.
I do hope you can help me. My Bookham conveyancer is informing me me that he has toapply for Bookham conveyancing searches resulting from the fact thatthe firm are on the Lloydsconveyancing panel. Is this really necessary?
You have limited options available to you. As you are taking a mortgage with a mortgage company your property lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to comply with the Council of Mortgage Lenders’ Handbook specifications . Even if you were a cash buyer you would be ill advised not to carry out Bookham conveyancing searches.
I had a mortgage agreed in principle with Santander. Bookham conveyancing lawyers are appointed. How long does it take for Santander to issue the offer to the conveyancer?
Some lenders take longer than others. Have Santander done the survey? Have you informed Santander as to your lawyers' details and checked that your lawyers are on the Santander conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am purchasing a property in Bookham. A rare aspect is that the roof has a solar panel. TSB have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with TSB your lawyer must check the formal instructions contained in Part two of UK Finance Lenders’ Handbook for TSB. The CML Handbook includes minimum requirements for solar panel roof-space leases, and conveyancing practitioners are required to report to TSB where a lease fails to meet these provisions. The provisions relate to the installation of panels on properties countrywide and is not limited to Bookham.
I have today made my last payment due on my mortgage with Clydesdale. I assume I don't need a Bookham conveyancer on the Clydesdale panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Clydesdale mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Clydesdale mortgage from the register. Clydesdale, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Clydesdale has sent the Land Registry the discharge electronically, and
- Clydesdale has instructed the Land Registry to do so
Despite weeks of looking the Title Certificate and documents to our property are lost. The solicitors who dealt with the conveyancing in Bookham 5 years ago are no longer around. Will I be able to sell the house?
As long as the title is registered the details of your proprietorship will be held by HMLR with a Title Number. It is easy to conduct a search at the Land Registry, locate your property and obtain up to date copies of the property title for less than a fiver. If the property is Leasehold then the Land Registry will usually hold a file duplicate of the Registered Lease and again, a copy can be obtained for £20 inclusive of VAT.
I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a quick, no chain conveyancing. Bookham is the location of the property. Can you shed any light on this issue?
Flying freeholds in Bookham are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Bookham you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bookham may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am downsizing from my house. My past conveyancers has retired. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Bookham if that makes a difference.
Please use our search tool to help you choose a solicitor for your conveyancing in Bookham. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.