Finally, a mortgage agreement from NatWest for the remortgage of my 4 bedroom flat is due any day now. Are you able to suggest a cheap conveyancing solicitor in Bookham?
You have arrived at the wrong site to search for cut-price fees for conveyancing in Bookham. Our aim is to provide affordable conveyancing but our intention is not to work with the cheapest lawyers. Avoid the trap of appointing companies offering £99 conveyancing in Bookham. At best, in choosing a lawyer for cheap conveyancing, you will get your money’s worth and at worst you will end up invoiced for extras and still not get the service you were hoping for.
Are you able to recommend a Chelsea Building Society accepted Bookham conveyancing firm that can complete within less than a month? Would it be better to use a local Bookham practice or a web based comparison site?
We can recommend some very good Bookham conveyancing firms. You can also walk up the high street in Bookham. Visit two or three law practices and ask to see a conveyancing solicitor for a quote. Discuss your time frames together with the reasons and ask for an assurance on speed. Select the one that genuine.
My aunt passed away 10 months ago and as sole heir and executor I was left the house in Bookham. The house had a small mortgage left on it of around £8000. I want to transfer the title deeds into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this allowed?
Given you plan to re-mortgage then UBS will insist on your using a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.
I am helping my mother sell her flat in Bookham. Does the solicitor commission the energy performance certificate or it is for the owner to coordinate?
Following the demise of Home Information Packs, EPC’s was left as a required component of moving property. An energy assessment needs to be commissioned in advance of the property being advertised. This is not a task that solicitors normally arrange. Where you are instructing a Bookham conveyancing practitioner they may be able to arrange energy assessments given their relationships with long established Bookham providers
is it true that all Bookham solicitor practices on the Leeds Building Society conveyancing panel are governed by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Leeds Building Society conveyancing panel they would need to be regulated by the SRA. Many banks do allow licenced conveyancers on their panel in which case such organisation would be overseen by the CLC.
We have agreed to purchase a house in Bookham. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender RBS be concerned?
As you are obtaining a mortgage with RBS your lawyer must follow the conveyancing instructions outlined in Part 2 of UK Finance Lenders’ Handbook for RBS. The CML Handbook contains minimum provisions for solar panel roof-space leases, and conveyancers are required to report to RBS where a lease does not meet these specifications. The conditions relate to the installation of panels on properties nationwide and is not isolated to Bookham.
How does conveyancing in Bookham differ for new build properties?
Most buyers of new build property in Bookham contact us having been asked by the developer to sign contracts and commit to the purchase even before the house is completed. This is because new home sellers in Bookham tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Bookham or who has acted in the same development.
There are only 68 years remaining on my lease in Bookham. I need to extend my lease but my landlord is can not be found. What are my options?
If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be lengthened by the magistrate. You will be obliged to demonstrate that you have done all that could be expected to find the freeholder. For most situations an enquiry agent would be helpful to carry out a search and to produce a report to be used as proof that the freeholder is indeed missing. It is wise to seek advice from a property lawyer both on proving the landlord’s disappearance and the application to the County Court overseeing Bookham.
I invested in buying a garden flat in Bookham, conveyancing having been completed 9 years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Similar flats in Bookham with an extended lease are worth £176,000. The average or mid-range amount of ground rent is £50 per annum. The lease expires on 21st October 2105
With only 80 years left to run the likely cost is going to be between £8,600 and £9,800 plus professional fees.
The suggested premium range above a general guide to costs for renewing a lease, but we are not able to provide a more accurate figure in the absence of detailed due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information without first seeking the advice of a professional.