Finally, a loan offer from Nationwide for the refinancing of my single room flat is expected by the end of next week. Could you suggest a cheap conveyancing lawyer in Bookham?
This site is not designed to assist those in pursuit of cut-price fees for conveyancing solicitors in Bookham. We can offer you affordable conveyancing but we do not aim to advertise as being the cheapest. Do not be swayed by brokers offering £99 conveyancing in Bookham. At best, in going for cheap conveyancing, you will end up with what you pay for and at worst you will end up being stung for extras and still not get the service you were looking for.
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Bookham?
There are two types of lawyers who can do conveyancing in Bookham namely CLC regulated conveyancers or solicitors. Both professionals administer conveyancing services that you need to complete the sale or purchase of property. Both are duty bound to perform Bookham conveyancing on similar standards and guidelines so you can be safe in the knowledge that your conveyancing will be properly carried out and that the requisite procedures should be correctly followed.
My wife and I are at the point of viewing apartments in Bookham and I am about to put in an offer. Is it best to have a solicitor on ‘stand by’? I will be getting a mortgage with Aldermore.
It would be advisable to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the EA. As you are taking out a mortgage with Aldermore, make sure you remember to check that your lawyer is on the Aldermore conveyancing panel.
Completion of my purchase has taken place for my property in Bookham. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
What will a local search inform me about the property my wife and I buying in Bookham?
Bookham conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search company such as Searchflow The local search plays an important part in most Bookham conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your new home. The search will reveal information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.
I have todaybeen informed that Arc property Solicitors have been shut down. They conducted my conveyancing in Bookham for a purchase of a leasehold apartment 12 months ago. How can I establish that my home is in my name in the name of the previous owner?
The easiest way to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Bookham conveyancing specialists.
I decided to have a survey done on a property in Bookham prior to appointing solicitors. I have been advised that there is a flying freehold overhang to the house. My surveyor advised that some lenders tend not give a mortgage on a flying freehold property.
It depends who your proposed lender is. Lloyds has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Bookham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Bookham to see if the conveyancing will be more expensive.
I own a leasehold flat in Bookham. Conveyancing and Birmingham Midshires mortgage went though with no issue. A letter has just been received from someone saying they have taken over the freehold. Attached was a ground rent demand for rent dating back to 1994. The conveyancing solicitor in Bookham who acted for me is not around. What should I do?
The first thing you should do is contact HMLR to be sure that the individual purporting to own the freehold is indeed the new freeholder. There is no need to incur the fees of a Bookham conveyancing practitioner to do this as you can do this on the Land Registry website for less than a fiver. Rest assured that in any event, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
I invested in buying a split level flat in Bookham, conveyancing was carried out in 2004. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Corresponding properties in Bookham with a long lease are worth £165,000. The average or mid-range amount of ground rent is £50 levied per year. The lease runs out on 21st October 2102
With only 77 years unexpired the likely cost is going to range between £7,600 and £8,800 plus professional fees.
The figure that we have given is a general guide to costs for renewing a lease, but we are not able to supply a more accurate figure without more comprehensive investigations. You should not use the figures in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you move forward based on this information without first getting professional advice.