I require conveyancing for a flat in a relatively new development (seven years built) in Dunmow. The vast majority the appartments are already disposed of. Do I need carry out the neighbourhood searches for my conveyancing in Dunmow?
If you getting a loan, your bank will require some (many) of the searches so you'll have no choice. If not, then Dunmow conveyancing searches are for you to decide upon. No doubt your conveyancer, will 'advise', perhaps in the strongest possible terms, that you should not go ahead without searches, but he or she is duty bound in this regard. One thing to bear in mind; if you are likely to sell the house one day, it may be of interest to your future buyer what the searches contain. Sometimes houses with no practical issues can still throw up adverse search results. But if you demand that your lawyer to proceed without searches then your lawyer will have to follow your instructions or it may be necessary to find a new lawyer for your conveyancing in Dunmow.
Having sold my house in Dunmow last March yet the purchaser is calling every few hours to say their conveyancer is waiting to hear from mysolicitor. What should my lawyer have done now that I have sold?
Following your sale your conveyancer is obliged to deliver the transfer documentation and all supplemental paperwork to the purchaser's conveyancer. Depending on the transaction, your conveyancer should also evidence that the home loan has been discharged to the purchasers lawyers. There is unlikely to be post completion tasks unique to conveyancing in Dunmow.
We're in Dunmow, First timers buying with a mortgage (lender is UBS , and our solicitor is on the UBS conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the UBS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I purchased a renovated Edwardian property in Dunmow. Conveyancing solicitor represented me and Leeds Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, another for leasehold under the exact same address. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Dunmow and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with your conveyancing lawyer who conducted the purchase.
Due to the input of my in-laws I had a survey completed on a property in Dunmow in advance of instructing conveyancers. I have been advised that there is a flying freehold element to the property. Our surveyor has said that some lenders will refuse to issue a loan on this type of house.
It depends who your proposed lender is. Bank of Scotland has different instructions from Birmingham Midshires. If you contact us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Dunmow. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Dunmow to see if the conveyancing costs will increase in light of this.
Is it best to use a Dunmow conveyancing solicitor who is local to the property I am hoping to buy? I have an old university friend who can carry out the conveyancing but his firm is located over three hundred kilometers away.
The primary upside of using a high street Dunmow conveyancing firm is that you can drop in to execute paperwork, present your identification documents and pester them where appropriate. Having local Dunmow know how is a bonus. However nothing is more important than finding someone that will pull out all the stops for you. If you know people who used your friend and on the whole were impressed that must surpass using an unfamiliar Dunmow conveyancing solicitor just because they are local.