We are purchasing a property and require a conveyancing solicitor in Great Baddow who is on the RBS approved panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for RBS . We don't recommend any particular firms conducting conveyancing in Great Baddow.
There are a variety of conveyancing solicitors in Great Baddow but how do I know who I should use?
It would be unwise to be seduced by the lowest Great Baddow conveyancing quote. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
The mortgage over my property is with Principality for my property in Great Baddow. Conveyancing has been completed a year ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Principality?
Your original mortgage agreement with Principality will provide that you need their approval in advance of renting your property as this is likely to be a breach of Principality’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Principality directly. You need not do this via a Principality conveyancing panel firm.
I recently had an offer agreed on a house in Great Baddow. My mortgage broker pressured me to appoint their conveyancer. I paid an advanced payment of £150. A couple of days later, the conveyancer called me embarrassingly acknowledging that they were not on the TSB conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the TSB panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I have been told that property searches are the primary reason for delay in Great Baddow house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) published determinations of research by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of hindrances in the conveyancing process. Searches are unlikely to feature in any delay in conveyancing in Great Baddow.
I've recently found out that there is a flying freehold issue on a house I have offered on last month in what was supposed to be a simple, no chain conveyancing. Great Baddow is where the house is located. Is there any advice you can give?
Flying freeholds in Great Baddow are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Great Baddow you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Great Baddow may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
My company is hoping to take an assignment of a lease of a shop on a shopping parade. Can you recommend solicitors offering no-sale-no fees for commercial conveyancing in Great Baddow for under £2000?
We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Great Baddow, including the sale and purchase of businesses as well as simply property. If you are intending to buy or lease a shop, pub, restaurant, office, retail premises or a complete business we can put you in touch with the right firm. Regarding the fees these will vary based on the structure and complexity of the deal. Let us have your details or phone so as to enable us to provide you with comprehensive commercial conveyancing quote.
My fiance and I are hoping to buy a three room first floor flatin Great Baddow with a residential mortgage from a mortgage company. We like our solicitor in Great Baddow however our mortgage company says she’s not on their "panel". We have to appoint from the our lender panel solicitors or stay with our Great Baddow solicitor and incur the extra costs for one of their panel ones to represent our mortgage company. We feel as though this is unjust; Can we not simply insist that our bank use our Great Baddow lawyer?
No, not really. The lender mortgage offered to you is subject to conditions, one of which will be that lawyers will on the lender's conveyancing panel. Until recently, most lenders had open panels, including most conveyancing solicitors in Great Baddow : a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for your bank.