My partner and I are intent on acquiring a flat in Essex. My Conveyancer is not on the bank approved list. Is it possible for me to retain my Essex conveyancing solicitor notwithstanding that they are not on the mortgage company approved list?
You will need to appoint a lawyer to deal with the formalities when you take out a mortgage to purchase your home. The conveyancing practitioner will carry out all the appropriate investigations on the property, ensuring that you will be registered as proprietor and ensure that all the necessary mortgage documentation is in place. One can instruct a Essex property lawyer of your choice. However, where the property lawyer appointed is not a member of the lender conveyancing panel supplemental fees will arise as separate legal representation will be need by the lender. Bank panel applications can be submitted, so if your solicitor has not previously sought membership they should take the opportunity to apply.
My mortgage company has suggested solicitors on their panel based in Essex but I would rather choose a conveyancing lawyer in Essex or nearer to where I live. Can you help?
It is by no means the case that all Essex conveyancing practices are approved and listed on all banks conveyancing panel. Please make the most of the above find an approved solicitor tool to find a Essex conveyancing solicitor on the on the mortgage company panel.
I am buying a new build flat in Essex. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Essex
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Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
How difficult is it to swap conveyancer as I have to appoint a firm on the Platform Home Loans Ltd conveyancing list. I hired a local conveyancing solicitor in Essex five minutes from me but the firm is not approved by Platform Home Loans Ltd
We will our best to assist in finding you a conveyancing solicitor in Essex on the Platform Home Loans Ltd panel. Please note that the property lawyers that we on the directory do not pay us a referral fee if you instruct them and are regulated by the SRA who oversee all conveyancing solicitors in Essex. In making use of search facility on this website, you can scrutinise costs for conveyancing solicitors in Essex and throughout England and Wales.
I am looking for a conveyancing practitioner in Essex for my home move. Can I see a firm’s record with the profession’s regulator?
One may review published Solicitor Regulator Association (SRA) determinations arising from inquisitions started on or after Jan 2008. Visit Check a solicitor's record. For details about the period before 1 January 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, dial +44 (0)121 329 6800. The SRA may recorded telephone calls for training requirements.
I own a leasehold flat in Essex. Conveyancing and Godiva Mortgages Ltd mortgage are in place. A letter has just been received from someone claiming to own the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1998. The conveyancing solicitor in Essex who acted for me is not around. Do I pay?
First make enquiries of HMLR to be sure that the individual claiming to own the freehold is indeed the new freeholder. You do not need to incur the fees of a Essex conveyancing practitioner to do this as it can be done on-line for a few pound. Rest assured that regardless, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Essex Leasehold Conveyancing - A selection of Questions you should consider Prior to Purchasing
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You should want to discover as much as possible about the company managing the building as they will impact your use and enjoyment of the property. As the proprietor of a leasehold property you are often at the mercy of the managing agents from a financial perspective and when it comes to practical issues like the upkeep of the communal areas. Ask other tenants if they are happy with their service. Finally, investigate as to the dates that you are obliged pay the service charge to the appropriate party and specifically what it includes. How much is the ground rent and service charge? It would be prudent to discover if there are any onerous prohibitions in the lease. For instance it is fairly common in Essex leases that pets are not permitted in certain buildings in Essex. If you love the propertyin Essex but your cat is not allowed to move with you then you have a very hard choice.