Completed the sale of my flat in Great Dunmow last April yet the purchaser is Skype messaging daily to moan that their lawyer is waiting to hear from mysolicitor. What should have happened following completion?
Post completion of your house sale your lawyer should deliver the transfer documentation and all of the paperwork to the buyer’s solicitors. Where appropriate, your lawyer should also evidence that the mortgage has been repaid to the purchasers lawyers. There are no post completion procedures unique to conveyancing in Great Dunmow.
I purchased a renovated Georgian property in Great Dunmow. Conveyancing practitioner represented me and Virgin Money. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold under the matching address. I'd like to know for sure, how can I find out??
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Great Dunmow and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with your conveyancing practitioner who conducted the purchase.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in two weeks back in what should have been a simple, chain free conveyancing. Great Dunmow is the location of the property. Can you offer any advice?
Flying freeholds in Great Dunmow are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Great Dunmow you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Great Dunmow may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
What tools are available to identify a Great Dunmow law firm on the Norwich and Peterborough Building Society conveyancing panel? I drive a motor bike and am willing to travel upto 20kilometers to meet the lawyer.
Feel free to make use of the facility on this website. Please select a bank and your location and you will see a number of Great Dunmow conveyancing lawyers based on proximity. We have detailed some Great Dunmow conveyancing firms towards the end of this page and you can call them to verify whether they are on the Norwich and Peterborough Building Society approved list
I am hoping to put an offer on a small detached house that seems to meet my requirements, at a reasonable price which is making it more attractive. I have since discovered that it's a leasehold as opposed to freehold. I am assuming that there are particular concerns purchasing a house with a leasehold title in Great Dunmow. Conveyancing advisers have not yet been appointed. Will my lawyers set out the implications of buying a leasehold house in Great Dunmow ?
The majority of houses in Great Dunmow are freehold and not leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. We note that you are purchasing in Great Dunmow in which case you should be looking for a Great Dunmow conveyancing solicitor and be sure that they are used to transacting on leasehold houses. First you will need to check the number of years remaining. As a tenant you will not be entirely free to do whatever you want to the property. The lease comes with conditions for example requiring the landlord’spermission to conduct changes to the property. You may also be required to pay a contribution towards the maintenance of the estate where the house is part of an estate. Your lawyer should report to you on the legal implications.
Great Dunmow Conveyancing for Leasehold Flats - Sample of Queries Prior to buying
-
How many of the leaseholders are in arrears for their maintenance charge payments? You will want to find out as much as you can about the managing agents as they will either make living at the property much easier or a lot more difficult. Being a leasehold owner you are often at the mercy of the managing agents from a financial perspective and when it comes to every day matters like the tidiness of the communal areas. Enquire of other tenants if they are happy with their service. On a final note, be sure you understand the dates that you are obliged pay the service charge to the relevant party and specifically what you get for your money. Best to be warned whether changing the roof or some other major work is pending that will be shared between the leaseholders and could well materially increase the the service costs or necessitate a specific payment.
My husband and I are hoping to buy a four bedroom maisonettein Great Dunmow with a mortgage from a lender. We like our lawyer in Great Dunmow yet our bank says she’s not on their "panel". Apparently we need to choose from the our mortgage company panel solicitors or stay with our Great Dunmow conveyancer and pay for one of their panel ones to represent them. This seems very unfair; is there anything we can do?
No, not really. The lender home loan offered to you is subject to its terms and conditions, one of which will be that lawyers will on the mortgage company's conveyancing panel. in the past, most lenders had large numbers of law firms on their panels, including most conveyancing solicitors in Great Dunmow : a mortgagee could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for your mortgage company.