I am planning to move house in July. Should my conveyancing solicitor communicate with the removal company on the day of completion. On a separate note, can you recommend a removal company in Eltham. Conveyancing firm was chosen prior to coming across your page.
On the afternoon of completion you can collect the house keys from the estate agent however this can only happen once the sellers solicitors confirm to the agent that the monies to complete are in and the keys can be passed over. Subsequently you should advise the removal men that you are ready to move in. As a matter of policy we do not recommend a specific removal organisation but can assist you in choosing a conveyancing in Eltham or a legal practice that specialises in conveyancing in Eltham.
I am currently in the process of buying my council flat in Eltham. I have a mortgage agreed with RBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
I am selling my house. I had a double glazing fitted in February 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Coventry BS are being a right pain. The Eltham solicitor who is on the Coventry BS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Coventry BS are requiring a building regulation certificate. Why do Coventry BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Coventry BS have referred the matter to their valuer. The reason why Coventry BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I purchased a 4 bedroom Georgian house in Eltham. Conveyancing solicitor acted for me and Coventry Building Society. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the exact same address. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Eltham and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with the conveyancing practitioner who carried out the work.
I'm purchasing a new build house in Eltham with the aid of help to buy. The sellers would not reduce the amount so I negotiated 6k of additionals instead. The property agent advised me not to tell my solicitor about the extras as it may affect my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Is it possible to switch firm as I have to choose a firm on the Nationwide Building Society conveyancing list. I hired a local conveyancing solicitor in Eltham round the corner but she is not approved by Nationwide Building Society
We will our best to assist in finding you a conveyancing solicitor in Eltham on the Nationwide Building Society panel. Please note that the solicitors that we work with do not pay us fee if you instruct them and are fully regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Eltham. In utilising the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Eltham.
My husband and I are four weeks into a freehold purchase having been referred to a firm by the estate agent to perform conveyancing in Eltham. I am am very disappointed with the level of service. Can you help me find new lawyers?
They would have to be very poor in order to consider changing them. Has your loan offer been issued? If so you must advise them of the new solicitor and ensure the mortgage documents are re-issued. Your solicitor ideally should be on the lenders approved list to avoid supplemental fees and complications. So that should be your first question of the new lawyers. The find a solicitor tool should help you find a lender approved lawyer for your home move in Eltham
I am an executor of my recently deceased aunt’s Will, with a bungalow in Eltham which is to be marketed. The property has never been registered at the Land Registry and I'm advised that many buyers solicitors will insist that it is completed before they will move forward. What's the procedure for this?
In the situation that you have set out it seems sensible to seek to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. The Land Registry’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and official copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.