We are buying our first house. The property lawyer has calledto see if we wish to purchase supplemental conveyancing searches. Frankly we have no idea as to what's necessary for conveyancing in Shooter's Hill
The extent of Shooter's Hill conveyancing searches should be triggered based entirely on the premises, the location, the probability of any of these risks, your familiarity of the locality and risks, your overall appetite to risk. What matters is that you properly understand what information each search could supply. You may then make a decision if you personally think you need that search. Where you are in doubt, ask your solicitor to offer guidance.
We are looking to buy a house and require a conveyancing solicitor in Shooter's Hill who is on the Lloyds approved panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Lloyds . We don't recommend any particular firms conducting conveyancing in Shooter's Hill.
Is it the case that all Shooter's Hill solicitors on the Leeds Building Society conveyancing panel are governed by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Leeds Building Society approved list of solicitors they would need to be regulated by the SRA. Some lenders do list licenced conveyancers on their panel and in that case the organisation would be governed by the CLC.
We have a mortgage agreed in principle with Coventry BS. Shooter's Hill conveyancing lawyers were instructed. What is the average time that one could expect to receive a mortgage offer from Coventry BS?
There is no definitive answer here. Have Coventry BS completed the valuation? Have you advised Coventry BS as to your lawyers' details and checked that your lawyers are on the Coventry BS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
We were going to get a AIP from RBS this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do RBS recommend any Shooter's Hill solicitors on the RBS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Shooter's Hill solicitors independently although you'll need to choose one on the RBS conveyancing panel. The solicitor represents both you and RBS through the process.
I am purchasing a new build house in Shooter's Hill with a loan from Aldermore. The builders refused to reduce the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent suggested that I not reveal to my conveyancer about the extras as it may jeopardize my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Taking into account that I am about to spend 450k on a terraced house in Shooter's Hill I wish to have a conversation with the lawyer regarding thehouse move in advance of instructing the firm. Can this be arranged?
We could not agree more - we would be pleased to talk to you we do not take any clients on without you first talking to the conveyancer who will be conducting your conveyancing in Shooter's Hill.There is no ‘factory style conveyancing’ - each client is unique individual, not a case reference. The solicitors that we put you in touch with believe that the figure you are calculated and presented to you for residential conveyancing in Shooter's Hill should be the amount on the final invoice that you end up paying.
We are in the process of acquiring a property in Shooter's Hill. Could our lawyer have our transaction price private from the likes of Zoopla. what can I do to ensure this is not noted?
HM Land Registry as a matter of law obliged to reveal price sold data on the official title for residential properties nationwide including homes in Shooter's Hill. The register of title is a public document, so the Land Registry would be breaching their statutory duty excluded certain homes such as the one in Shooter's Hill.
In essence you can ask HM Land Registry to withhold the amount paid data yet the answer would be in the negative.