Is there a search tool that I can use to check that the solicitor handling my conveyancing in Avery Hill is on the lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Coventry Building Society thus paying £175.00 in supplemental conveyancing fees.
You should take advantage of the search tool on this web page. Please choose the mortgage company and type ‘Avery Hill’ or your preferred area and you will discover a number of lawyer located in Avery Hill or nearest you.
There are numerous conveyancing solicitors in Avery Hill but how do I know who's good?
Do not opt for the lowest Avery Hill conveyancing fees. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
After weeks of negotiation I have agreed a price on a house in Avery Hill. My mortgage broker suggested a conveyancer. I paid an on account payment of £225. Soon after, the conveyancer contacted me sheepishly admitting that they were not on the Lloyds conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Lloyds panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I've digested plenty of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Avery Hill solicitor - who is on the Virgin Money conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Virgin Money will need an independent valuation of the property. Your lawyer will not arrange this. Usually Virgin Money will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Avery Hill postcode. As you are getting a mortgage with Virgin Money, you could contact them to see if they have a list of approved surveyors in Avery Hill.
We are downsizing from our house in Avery Hill and according to the buyers it appears that there is a risk of it being built on contaminated land. A local conveyancer would know this is not the case. For the life of me I don't know why the purchasers used a factory type conveyancing firm rather than a conveyancing solicitor in Avery Hill. Having lived in Avery Hill for six years we know of no issue. Is it a good idea to get in touch with our local Authority to obtain clarification that there is no issue.
It sounds as though you may have a conveyancing lawyer already. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I am purchasing a new build house in Avery Hill with a loan from Godiva Mortgages Ltd. The developers would not budge the price so I negotiated 6k of additionals instead. The house builders rep advised me not inform my lawyer about the side-deal as it could jeopardize my mortgage with Godiva Mortgages Ltd. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How can the Landlord & Tenant Act 1954 impact my commercial offices in Avery Hill and how can you help?
The particular law that you refer to provides security of tenure to business lessees, giving them the right to make a request to court for a continuation of occupancy when the lease comes to an end. There are limited grounds where a landlord can refuse a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing practices who use the act to your advantage and handle your commercial conveyancing in Avery Hill
I am unfit to get to my Avery Hill conveyancing practitioners office to execute documents connected to my conveyancing in Avery Hill – is this a problem?
No. Avery Hill conveyancing lawyers can handle home moves for clients nationally. It is not necessary for you to be able to be present a Avery Hill conveyancers office. They can handle everything remotely from their Avery Hill premises.