My partner and I have recently bought a house in Mottingham. We have since encountered a number of issues with the house which we consider were overlooked in the conveyancing searches. What action can we take? What searches should? have been carried out as part of conveyancing in Mottingham?
It is not clear from the question as what problems have arisen and if they are relate to conveyancing in Mottingham. Conveyancing searches and due diligence undertaken during the buying process are supposed to help avoid problems. As part of the process, the vendor fills in a questionnaire called a Seller’s Property Information Form. answers proves to be misleading, then you may have a claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Mottingham.
Finally the sale completed on my house in Mottingham last May but our buyer keeps e-mailing daily complaining that her conveyancer needs to hear from myconveyancer. What should my lawyer have done following completion?
Following your disposal your lawyer should forward the transfer deeds and all supplemental paperwork to the purchaser's lawyers. Where relevant, your solicitor must also confirm that the home loan has been discharged to the buyers lawyers. There is unlikely to be post completion tasks peculiar conveyancing in Mottingham.
My uncle passed away 10 months ago and as sole heir and executor I was left the house in Mottingham. The house had a relatively small loan left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to Co-operative, pay off the mortgage. Is this possible?
Where you intend to refinance then Co-operative will require that you use a conveyancer on the Co-operative conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Co-operative conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Co-operative mortgage is registered as a charge at the Land Registry.
I have todaybeen informed that Stirling Law have closed. They conducted my conveyancing in Mottingham for a purchase of a leasehold flat 12 months ago. How can I check that the property is not still registered in the name of the former proprietor?
The easiest way to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Mottingham conveyancing specialists.
How does conveyancing in Mottingham differ for newly converted properties?
Most buyers of new build property in Mottingham approach us having been asked by the seller to sign contracts and commit to the purchase even before the property is constructed. This is because builders in Mottingham usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Mottingham or who has acted in the same development.
My uncle has suggested that I instruct his lawyers for conveyancing in Mottingham. Should I find my own conveyancer?
There are no two ways about it the best way to find a conveyancing practitioner is to get feedback from friends or relatives who have actually used the conveyancer that you are contemplating using.