I was advised today by my lender that my Mottingham the law firm I have appointed is not on the lender Conveyancing panel. How can I be sure whether this is correct?
You need to contact your Mottingham lawyer directly. It is reasonable to expect your lawyer to notify you of the situation. If they are not on the panel they may be able to suggest a Mottingham conveyancing practice that is on the conveyancing panel for your bank.
I had intended to instruct a property lawyer in Mottingham for our house move. Our financial adviser has since notified us that our mortgage lenders Barclays Direct won't deal with them. Why is this not regarded as unduly restrictive?
A bank will direct that an approved conveyancer act for it. You would be liable to meet the charges for this. Please make use of our database to get a quote from a solicitor to conduct conveyancing in Mottingham on the Barclays Direct member panel.
I require quick conveyancing in Mottingham as I am faced with pressure to sign on the dotted line in less than one month. Luckily I do not need a mortgage. Can I avoid the conveyancing searches to save fees and time?
If.Given you are are a mortgage free buyer you are at liberty not to do searches although no law firm would advise that you don't. Drawing on years of experience of conveyancing in Mottingham the following are instances of what can show up and therefore impact the marketability of the property: Enforcement Notices, Overdue Fees, Overdue Grants, Road Schemes,...
I used Action Conveyancing several years ago for my conveyancing in Mottingham. I now require my file but cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Mottingham of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Mottingham differ for new build properties?
Most buyers of new build residence in Mottingham approach us having been asked by the developer to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because new home sellers in Mottingham typically acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Mottingham or who has acted in the same development.
Due to the advice of my in-laws I had a survey completed on a house in Mottingham in advance of retaining lawyers. I have been advised that there is a flying freehold overhang to the house. Our surveyor has said that some lenders may refuse to issue a mortgage on such a premises.
It varies from the lender to lender. Lloyds has different instructions from Nationwide. If you call us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Mottingham. Conveyancing will be smoother if you use a solicitor in Mottingham especially if they are familiar with such properties in Mottingham.