Last November we completed a house move in Mottingham. We have since encountered a number of issues with the house which we believe were overlooked in the conveyancing searches. What action can we take? What searches should? have been ordered for conveyancing in Mottingham?
The question is not clear as to the nature of the problems and if they are relate to conveyancing in Mottingham. Conveyancing searches and due diligence initiated as part of the buying process are designed to help avoid problems. As part of the legal transfer of property, a property owner answers a form known as a Seller’s Property Information Form. answers turns out to be incorrect, you could possibly take legal action against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Mottingham.
We see that you have a post code search directory listing solicitors on the Nationwide conveyancing panel. Do firms pay you a commission if I appoint them for our conveyancing in Mottingham?
We are a listing service only for law firms wishing to communicate if they are on the Nationwide conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Mottingham.
I am the sole recipient of my late grandmother’s will with all property in now in my sole name, including the house in Mottingham. Conveyancing formalities meant that the Land Registry date was in February. I plan to dispose of the house. I understand that there is a Mortgage Lenders 6 month 'rule', which means that my proprietorship will be regarded the same way as if I'd bought the property in February. Do I have to wait 6 months to sell?
The CML handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be affected by that. Some lenders would take a pragmatic view as this provision chiefly exists to capture the purchase and immediately sell or the wholesaling and assigning of property.
The mortgage over my property is with Bank of Ireland for my property in Mottingham. Conveyancing has been completed a year ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Bank of Ireland?
Bank of Ireland must be informed of your intention prior to renting your property as this is likely to be a breach of Bank of Ireland’s mortgage conditions. It may be that Bank of Ireland will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Bank of Ireland directly. You need not do this via a Bank of Ireland conveyancing panel firm.
I had an offer accepted on an apartment in Mottingham on 28/1/2025, valuation was booked 3 days later, all came back fine. Property lawyer appointed, so all that was missing was my mortgage offer. Having made daily calls to Nottingham and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nottingham conveyancing panel. Are Nottingham entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Nottingham to deal with your lawyer's application to be on the Nottingham conveyancing panel. There's no guarantee that your solicitor will be accepted.
I've recently found out that there is a flying freehold element on a house I put an offer in a fortnight ago in what should have been a straight forward, chain free conveyancing. Mottingham is the location of the property. Can you shed any light on this issue?
Flying freeholds in Mottingham are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Mottingham you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Mottingham may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
In my capacity as executor for the will of my father I am disposing of a property in Monmouth but live in Mottingham. My conveyancer (based 200 kilometers awayneeds me to execute a statutory declaration ahead of completion. Can you recommend a conveyancing solicitor in Mottingham to attest this legal document for me?
Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will suffice regardless of whether they are located in Mottingham
Are all Mottingham conveyancers on every lender conveyancing panel?
You can use our search tool or you can go into your high street bank branch in Mottingham. the probability is that they can recommend conveyancing solicitors in Mottingham