Can the conveyancing practitioners that are recommend carry out auction conveyancing in Kidbrooke?
We know of a number of auction solicitors we can put you in touch with those specialising in auction conveyancing. Kidbrooke is one of hundreds of locations where our lawyers have a presence.
Completed the sale of my flat in Kidbrooke last April but our buyer keeps texting me to moan that their solicitor needs to hear from mine. What are the post completion sale legalities now that I have sold?
Following your sale your solicitor is obliged to forward the transfer deeds and all of the paperwork to the buyer’s conveyancer. Where appropriate, your lawyer must also confirm that the mortgage has been discharged to the buyers lawyers. There is unlikely to be post completion tasks specific conveyancing in Kidbrooke.
I am considering applying for a Clydesdale mortgage for purchase of a newly converted (under development) in Kidbrooke with 70% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Clydesdale ?
There is nothing to stop you using your solicitor, but Clydesdale will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
Last month we had a mortgage agreed in principle with UBS. Kidbrooke conveyancing solicitors are chosen. What is the average time that one could expect to receive a mortgage offer from UBS?
There is no definitive answer here. Have UBS conducted the survey? Have you advised UBS as to your lawyers' details and checked that your lawyers are on the UBS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I have today made my last payment due on my mortgage with Kent Reliance. I assume I don't need a Kidbrooke lawyer on the Kent Reliance panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Kent Reliance mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Kent Reliance mortgage from the register. Kent Reliance, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Kent Reliance has sent the Land Registry the discharge electronically, and
- Kent Reliance has instructed the Land Registry to do so
I have decided to exercise my right to buy my property in Kidbrooke off the council. I have a mortgage agreed with TSB. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with TSB, you will need to appoint a solicitor on the TSB conveyancing panel.
Various online forums that I have frequented warn that are the number one cause of delay in Kidbrooke conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) published conclusions of a review by MoveWithUs that conveyancing searches do not feature within the top 10 causes of hindrances in the conveyancing process. Local searches are unlikely to be the root cause of slowing down conveyancing in Kidbrooke.
How does conveyancing in Kidbrooke differ for newly converted properties?
Most buyers of new build premises in Kidbrooke approach us having been asked by the builder to sign contracts and commit to the purchase even before the property is ready to move into. This is because house builders in Kidbrooke typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Kidbrooke or who has acted in the same development.