My financial adviser says he needs my Topsham solicitor’s panel reference for the Lloyds conveyancing panel. How do I obtain this. I have contacted my local Topsham office but they have not responded to me.
Have you tried contacting your Topsham conveyancing practitioner about this?. They keep a central record lender panel numbers.
I am acquiring a brand new apartment in Topsham and my lawyer is advising me that she is duty bound to the bank to reveal incentives from the builder. I am on a tight deadline to sign contracts and I don't want to delay matters. Is my lawyer right?
You should not exchange unless you have been advised to do so by your solicitor. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
We are planning to purchase with Coventry BS. We have called around locally but am unable to find a Topsham conveyancing firm on the Coventry BS panel. Please you assist?
Please do make use of the search tool on this web page. Pick the mortgage company and type Topsham or your location and you will discover numerous conveyancers offices in Topsham or nearest you.
How does conveyancing in Topsham differ for new build properties?
Most buyers of new build or newly converted property in Topsham contact us having been asked by the seller to sign contracts and commit to the purchase even before the premises is completed. This is because house builders in Topsham usually acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Topsham or who has acted in the same development.
I've recently found out that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Topsham is where the house is located. Can you offer any opinion?
Flying freeholds in Topsham are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Topsham you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Topsham may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am thinking of appointing a conveyancing solicitor in Topsham for my home move. Is it possible to see a firm’s record with the profession’s regulator?
One may review documented Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Go to Check a solicitor's record. To find details about the period before 1 January 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The SRA may monitor call for training purposes.