Will my conveyancing lawyers need to check that the building insurance when buying a house in Exmouth. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 30/7/2026, the requirements read as follows :
We are buying a detached bungalow in Exmouth. The intention is to an extension at the rear at the property.Will the conveyancing process involve checks to ascertain if these works were previously refused?
Your conveyancer will check the registered title as conveyancing in Exmouth will sometimes identify restrictions in the title deeds which restrict categories of works or require the permission of a 3rd party. Some works need local authority planning consent and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be wise to check these things with a surveyor ahead of any purchase.
I am the only beneficiary of my late grandmother’s will with all property in now in my sole name, including the my former home in Exmouth. Conveyancing formalities meant that the Land Registry date was in June. I now wish to sell up. I do know about the Mortgage Lenders six month 'rule', meaning my property ownership could be regarded the same way as if I'd bought the property in June. Will no one buy the property for half a year?
The CML handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be caught by that. How sensible a view banks take of it, depend on the mortgage company as this requirement is primarily there to identify subsales or the flipping of property.
Santander have agreed my mortgage in principle, my bid on a house in Exmouth has been accepted, now what?
Your property agent will wish to be informed of your lawyer's details (ensure that the conveyancers are on the bank’s approved list). Telephone Santander or the financial adviser and finalise any relevant paperwork. Santander will appoint a valuer who will get in contact with the estate agent or vendor to schedule an appointment. Once carried out (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. Santander will issue the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Exmouth.
I am buying a new build apartment in Exmouth. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Exmouth
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Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
I've recently found out that there is a flying freehold issue on a property I put an offer in last month in what should have been a straight forward, no chain conveyancing. Exmouth is where the house is located. Can you offer any assistance?
Flying freeholds in Exmouth are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Exmouth you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Exmouth may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Is it best to use a Exmouth conveyancing solicitor who is local to the property I am buying? I have an old university friend who can carry out the conveyancing but they are based approximately 350miles away.
The primary upside of using a high street Exmouth conveyancing firm is that you can pop in to sign documents, present your identification documents and pester them if necessary. Having local Exmouth know how is a bonus. However nothing is more important than finding someone that will do a good and efficient job. If you know people who used your friend and on the whole were happy that must surpass using an unknown Exmouth conveyancing solicitor solely due to them being local.
We expect to complete the disposal of our £250,000 garden flat in Exmouth in just under a week. The landlords agents has quoted £372 for Landlord’s certificate, building insurance schedule and previous years statements of service charge. Is it legal for a freeholder to charge exorbitant fees for a leasehold conveyance in Exmouth?
Exmouth conveyancing on leasehold apartments usually involves the purchaser’s conveyancer sending questions for the landlord to address. Although the landlord is under no legal obligation to respond to such questions most will be willing to do so. They are at liberty to invoice a reasonable administration fee for answering questions or supplying documentation. There is no set fee. The average fee for the information that you are referring to is £350, in some cases it is above £800. The administration charge levied by the landlord must be sent together with a summary of entitlements and obligations in respect of administration charges, otherwise the charge is technically not due. Reality however dictates that you have little choice but to pay whatever is requested of you if you want to sell the property.
Exmouth Leasehold Conveyancing - Sample of Questions you should consider before buying
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Who are the managing agents? Is the freehold owned collectively by the tenants? Most Exmouth leasehold properties will have a service bill for maintenance of the building levied by the freeholder. If you purchase the flat you will have to pay this contribution, normally quarterly accross the year. This may vary from a couple of hundred pounds to thousands of pounds for large purpose-built buildings. There will also be a ground rent to be met yearly, this is usually not a significant figure, say around £50-£100 but you should to enquire as sometimes it could be prohibitively expensive.