Why would I instruct a Exmouth conveyancing company when national alternatives are easier on the wallet?
By all means make sure that you contrast conveyancing costs in Exmouth and you should seek a competitive estimate but don’t be focused with sourcing the cheapest Exmouth conveyancer. Locating the right conveyancer can be the difference between a seamless and a distressing move. It is important that you ensure that you have expert advice from an experienced lawyer. Emails can't replace a phone discussion and can never replicate a face to face meeting. Our partner firms will allocate you a qualified and experienced conveyancing solicitor that will tackle your conveyancing from start to finish, providing a level of continuity that you rarely receive from an web based conveyancer. Our lawyers will inform you on headway making sure that you are never in the dark. Should it ever be necessary to call the office you will be sure who you need to speak to and they will ensure you are kept fully informed.
It is a dozen years since I purchased my house in Exmouth. Conveyancing lawyers have now been retained on the sale but I am unable to track down my title deeds. Will this jeopardise the sale?
You need not be too concerned. Firstly the deeds may be with your mortgage company or they may be in the possession of the lawyers who oversaw your purchase. Secondly in all probability the title will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. The vast majority of conveyancing in Exmouth involves registered property but in the unlikely event that your property is not registered it adds to the complexity but is not insurmountable.
I have a decision in principle. The lender mentioned the loan came with free conveyancing. Does this mean I have to instruct their panel conveyancer as I would prefer to appoint a high street conveyancing solicitor in Exmouth?
You should check but the the likelihood is that allocate you one of their panel solicitors where you take up the "fee-free" offer. Speak to the lender and check if they offer you a monetary alternative. It is not unheard for a lender to give a £250 cashback as a further option in which case you could put that amount towards the cost for your conveyancing solicitor near Exmouth.
If you had a top tip for choosing a conveyancing solicitor in Exmouth what would it be?
Do not opt for the lowest Exmouth conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
Is it correct that all Exmouth CQS (Conveyancing Quality Scheme) solicitors are on the Principality conveyancing list of approved firms?
It is true that some lenders now make use of the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of conveyancing solicitors.
I am due to exchange contracts on my flat. I had a double glazing fitted in January 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Principality are being a right pain. The Exmouth solicitor who is on the Principality conveyancing panel is recommending indemnity insurance as a solution but Principality are insisting on a building regulation certificate. Why do Principality have a conveyancing panel if they don't accept advice from them?
It is probably the case that Principality have referred the matter to their valuer. The reason why Principality may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I've recently found out that there is a flying freehold issue on a property I put an offer in a fortnight ago in what should have been a straight forward, chain free conveyancing. Exmouth is the location of the property. Is there any guidance you can give?
Flying freeholds in Exmouth are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Exmouth you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Exmouth may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
How do I find a Exmouth conveyancing solicitor on the bank conveyancing panel? I have a car and am prepared to travel up to 25miles to attend the lawyer.
Feel free to make use of the find a conveyancing panel tool on this page. Please choose the lender and your location, in this case Exmouth and you will see a number of lawyer located nearest Exmouth. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the lender solicitor panel.