We see that you have a post code search directory identifying firms on the HSBC conveyancing panel. Do companies pay you a commission if I appoint them for our conveyancing in Fairlop?
We are a listing service only for law firms wishing to communicate if they are on the HSBC conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Fairlop.
I have been advised by my lawyer that breach of easement insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Fairlop?
The right level of breach of easement indemnity insurance depends on who your lender is. It would differ for example between Barclays and Virgin Money. Conveyancing practitioners as opposed to members of the public take out such insurances.
I have today made my last payment due on my mortgage with Coventry BS. I assume I don't need a Fairlop solicitor on the Coventry BS panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Coventry BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Coventry BS mortgage from the register. Coventry BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Coventry BS has sent the Land Registry the discharge electronically, and
- Coventry BS has instructed the Land Registry to do so
The formalities of my remortgage has taken place for my property in Fairlop. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I have justfound out that Stirling Law have closed. They conducted my conveyancing in Fairlop for a purchase of a leasehold apartment 9 months ago. How can I check that my home is registered correctly in the name of the former proprietor?
The quickest method to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Fairlop conveyancing specialists.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Fairlop. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Fairlop
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Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? There must be mutual enforceability of lessee’s covenants. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
What does commercial conveyancing in Fairlop cover?
Non domestic conveyancing in Fairlop covers a wide array of guidance, provided by qualified solicitors, relating to business premises. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.
My husband and I are 14 days into a leasehold purchase having been directed to conveyancers by the high street agent to handle our conveyancing in Fairlop. I am not happy. Can you you assist me in finding new lawyers?
A solicitor would have to be really poor to suggest changing them. Has your loan offer been generated? In the event that it has you must advise them of the replacement lawyer and get the mortgage documents are re-sent. Your conveyancer should be on the lenders approved list to avoid escalating expenses and delays. That should be your first question of the new conveyancers. Our find a solicitor tool will help you find a lender approved lawyer for your home move in Fairlop