I am looking to buy a house and need a conveyancing solicitor in Hainault who is on the Halifax solicitor. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Halifax in certain locations such as Hainault. We dont recommend any particular firm.
Me and my partner are purchasing a flat in Hainault. I might seem paranoid but how we can trust a solicitor? At some point we have to put funds into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Is there a list of TSB panel conveyancers in Hainault on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such tool on the CML or Building Society Association websites. A small selection of lenders make their panel listings available over the internet. Where you are seeking to appoint a Hainault conveyancing practitioner on the TSB please use our facility.
Lloyds have agreed my home loan in principle, my offer on a flat in Hainault has been agreed to, what happens next?
The estate agent will want to be advised as to your conveyancer's details (be sure the lawyers are on the lender’s panel). Call up Lloyds or your broker and finalise any outstanding paperwork. Lloyds will sellect a valuer who will get in touch with the selling agent or seller to schedule a slot for the valuation to occur. Once conducted (assuming no problems) it takes on average ten days to receive the mortgage offer. Lloyds will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Hainault.
I have justdiscovered that Stirling Law have been shut down. They carried out my conveyancing in Hainault for a purchase of a leasehold apartment 10 months ago. How can I check that the property is in my name in the name of the previous owner?
The easiest method to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Hainault conveyancing specialists.
How does conveyancing in Hainault differ for new build properties?
Most buyers of new build premises in Hainault approach us having been asked by the seller to sign contracts and commit to the purchase even before the house is ready to move into. This is because developers in Hainault typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Hainault or who has acted in the same development.
Is it simple use your search facility to get a quote from a conveyancing practitioner in Hainault on the panel for my bank?
Step one is to choose a lender such as Lloyds TSB Bank, Barnsley Building Society or Bank of Ireland then type in your location for example Hainault. Conveyancing firms in Hainault and further afield should be listed.
I dont have enough spare money to pay a 10% deposit on my apartment purchase in Hainault , but I still want to go ahead. Do I have options?
One option is to try and accept a lower deposit. Most vendors will agree to a lesser deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.
You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last minute