Why would one use a Clayhall conveyancing practice when national alternatives are easier on the wallet?
By all means make sure that you get 2 or 3 like-for-like quotes for conveyancing costs in Clayhall and you should seek an affordable fee calculation but don’t be focused with scouring the internet for the lowest priced Clayhall conveyancer. Locating the right conveyancer can be the distinction between a smooth and a frustrating house move. It is important that you ensure that you have expert advice from a trusted lawyer. An e-mail can never be as helpful as a telephone call and are no substitute for a one to one appointment. Our partner firms will appoint you a qualified and top rated conveyancing solicitor that will tackle your conveyancing from start to finish, giving the sort of personalised service that you rarely receive from an web based conveyancer. Our lawyers will update you as to headway making sure that you are ensuring that you are updated at regular intervals. Should it ever be necessary to phone the office you will be sure who to ask for and they will endeavour to make sure that you are kept fully informed.
My wife and I are nearing an exchange on a flat in Clayhall and my mum and dad have transferred the exchange deposit to my conveyancer. I am now informed that as the deposit has not come from me my conveyancer needs to make a notification to my lender. Apparently, in also acting for the mortgage company he must inform them that the balance of the purchase price is not just from me. I informed the bank regarding my parents' contribution when I applied for the mortgage, so is it really necessary for him to raise this?
Your conveyancing practitioner is duty bound to clarify with the bank to ensure that they are aware that the balance of the purchase price is not from your own resources. The solicitor can only reveal this to your bank if you permit them to, failing which, your lawyer must cease to continue acting.
My bid for a property was accepted at auction in Clayhall. Conveyancing is needed. What happens now?
Given that you are now legally committed yourself to purchase you must hire the services of a conveyancing practitioner soon as you will have a fast approaching deadline in which to complete the property. All auction property will ordinarily have a corresponding auction pack. This should include most,if not all of the paperwork that your solicitor will need. In the case of leasehold property the legal pack may include a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork relating to leasehold premises. You should pass this on to the lawyer working for you at the earliest opportunity. Do make sure that your finances are in place to complete on the date specified in the contract.
Can you point me to a directory of HSBC panel solicitors in Clayhall on the UK Finance Lenders’ Handbook Website?
No. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. A small selection of banks make their panel listings viewable online. Where you are looking for a Clayhall conveyancing practitioner on the HSBC please use our tool.
I have paid off my mortgage with Kent Reliance. I assume I don't need a Clayhall conveyancer on the Kent Reliance panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Kent Reliance mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Kent Reliance mortgage from the register. Kent Reliance, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Kent Reliance has sent the Land Registry the discharge electronically, and
- Kent Reliance has instructed the Land Registry to do so
In what way does the Landlord & Tenant Act 1954 impact my business premises in Clayhall and how can your lawyers assist?
The particular law that you refer to provides protection to commercial tenants, giving them the right to make a request to court for a continuation of occupancy at the end of the lease term. There are limited grounds where a landlord can refuse a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing firms who use the act to your advantage and assist with commercial conveyancing in Clayhall
I need to instruct a conveyancing solicitor for remortgage conveyancing in Clayhall. I've land on a site which seems to have the perfect solution If it is possible to get all formalities done via email that would be ideal. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I am a negotiator for a long established estate agent office in Clayhall where we see a number of leasehold sales derailed due to leases having less than 80 years remaining. I have received contradictory information from local Clayhall conveyancing solicitors. Please can you confirm whether the vendor of a flat can instigate the lease extension process for the purchaser on completion of the sale?
Provided that the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to start the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the buyer can avoid having to sit tight for 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment has to be done prior to, or at the same time as completion of the sale.
An alternative approach is to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.
I have tried to negotiate informally with with my landlord for a lease extension without success. Can the Leasehold Valuation Tribunal adjudicate on such matters? Can you recommend a Clayhall conveyancing firm to assist?
Where there is a absentee freeholder or if there is disagreement about what the lease extension should cost, under the relevant legislation you can apply to the LVT to arrive at the sum to be paid.
An example of a Freehold Enfranchisement matter before the tribunal for a Clayhall premises is 59 & 59a Clarendon Gardens in February 2014. The Tribunals valuation for the freehold was £30,073.00 The unexpired term as at the valuation date was 65 and 61.