How up to date is your database of Barkingside solicitors on the Barclays conveyancing panel? Do Barclays send you an updated list?
Barkingside conveyancing firms themselves provide us confirmation that they are on the Barclays conveyancing panel as opposed to being supplied with a list from Barclays directly.
My wife and I buying a end of terrace house in Barkingside. The intention is to an extension at the rear at the house.Will the conveyancing process involve checks to ascertain if these works are prohibited?
Your conveyancer should check the registered title as conveyancing in Barkingside can on occasion reveal restrictions in the title documents which restrict categories of works or necessitated the permission of a 3rd party. Some extensions need local authority planning consent and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be sensible to check these issues with a surveyor prior to committing yourself to a purchase.
We are getting a further advance on our home loan from Yorkshire BS as we wish to conduct alterations to our house in Barkingside. Are we obliged to choose a nearby Barkingside solicitor on the Yorkshire BS conveyancing panel to deal with the legals?
Yorkshire BS don't usually require firms on their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Yorkshire BS panel.
After what feels like an age I have had an offer on a flat in Barkingside accepted, the vendors do nevertheless have a connected purchase. The sellers have offered on on an apartment, but it’s not yet agreed to, and have viewings of other properties booked. I have instructed a nearby conveyancing solicitor in Barkingside. What do I do now? At what stage should I apply for the mortgage with Aldermore?
It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is in the region of £1k, then survey, Barkingside conveyancing search charges, etc). The first thing to do is check that your property lawyer is on the Aldermore conveyancing panel. Regarding the next stages this very much depends on the specifics of your case, desire for the property and on the state of the market. During a buoyant market the majority of home buyers will apply for the mortgage with Aldermore and pay for the valuation and only if it comes back ok would they pay their solicitor to move forward with the conveyancing in Barkingside.
The deeds to our house can not be found. The solicitors who handled the conveyancing in Barkingside 5 years ago are no longer around. What are my options?
Gone are the days when you need to have the physical original deeds to evidence that you are the registered proprietor of land or premises, given that the Land Registry hold details of all registered land or property electronically.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in last month in what should have been a simple, no chain conveyancing. Barkingside is where the house is located. Can you offer any advice?
Flying freeholds in Barkingside are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Barkingside you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Barkingside may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My husband and I are 3 weeks into a residential purchase having been recommend to solicitors by the selling agent to execute conveyancing in Barkingside. I am not happy. Could you help me find new conveyancers?
They would have to be really bad to suggest diss instructing them. Has your loan offer been issued? If so you must make them aware of the new contact details and get the loan are re-issued. The solicitor ideally needs to be on the lenders approved list to avoid escalating costs and delays. That should be your first question of the new lawyers. Our search tool will help you find a bank approved lawyer for your home move in Barkingside
My partner and I are acquiring a garden flat in Barkingside. At the time of instructing our solicitor, they told us that they were on all major UK bank panels. The mortgage broker contacted us today to advise that they are not on the Yorkshire BS approved list. Should that be true, what should we do? Should we simply find a new property lawyer that is on their panel or should we cover the costs for dual representation, with Yorkshire BS selecting their own approved solicitor.
Where you are acquiring a property needing a mortgage it is standard for the purchaser’s solicitors to also represent the purchaser's lender. In order to act for a bank or building society a solicitor has to be on that lender's conveyancing panel. An application has to be made by the lawyer to the lender to become a member of the lender's panel and there are increasingly strict criteria which the lawyer has to satisfy. Some mortgage companies now insist their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your conveyancing practitioner should call Yorkshire BS to find out if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You don't have to instruct a firm on Yorkshire BS's conveyancing panel as you are at liberty to use your preferred Barkingside lawyers, in which case your legal fees may increase, and it may delay matters as you are adding another solicitor into the mix.