The Barkingside conveyancing firm handling our Barkingside conveyancing has spotted a difference when comparing the assumptions in the home valuation survey and what is revealed within the legal papers for the property. My solicitor informs me that he is obliged to ensure that the bank is OK with this discrepancy and is content to go ahead. Is my solicitor’s stance appropriate?
Your conveyancer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
About to place a bid on a leasehold property in Barkingside. The selling agents assure me that it is normal for flats in Barkingside to have less than 75 years remaining. I am expecting a mortgage with Platform. Will the property be mortgageable given that the lease has 72 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 28/7/2026 the requirements read as follows :
We are due to move property in October. Should my conveyancing solicitor call the removal company on the completion day. Incidentally, can you put forward a removal company in Barkingside. Conveyancing firm was found before I stumbled across this page.
On the day of completion you will need to collect the house keys from your estate agent but this should only occur when the vendors solicitors advise the agent that they acknowledge receipt of the completion payment and the keys can be released. Subsequently you will need to tell the removal company that they can start moving you in. As a matter of policy we do not suggest a specific removal organisation but can help you locate a residential property solicitor in Barkingside or a solicitor with expertise in conveyancing in Barkingside.
Is it correct that all Barkingside CQS (Conveyancing Quality Scheme) solicitors are on the Nationwide conveyancing panel?
It is true that some lenders now utilise the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of firms.
It is unclear whether my bank requires a lease extension. I have called into my local Barkingside bank branch on numerous occasions and was advised it wasn't a problem and they would lend. My Barkingside conveyancing solicitor - who is on the bank conveyancing panel- called and was told they refuse to lend in accordance with their specific requirements. Who do I believe?
Provided that the conveyancer is on the bank approved list, she or he must adhere to the Council of Mortgage Lenders’ Handbook requirements for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
The deeds to my house can not be found. The conveyancers who conducted the conveyancing in Barkingside 10 years ago are no longer around. Will I be able to sell the house?
Nowadays there are duplicates made of almost everything, and your conveyancer will be aware exactly where to locate all the relevant documentation so you can buy or dispose of your property without a hitch. If copies can’t be found, your lawyer may be able to put in place insurance or indemnities protecting you against future claims on your premises.
Do I need to be concerned by third parties that I am dealing with are suggesting an internet conveyancing firm rather than a local Barkingside conveyancing company?
As is the case with many professional services, often recommendations from connections can be extremely useful or valuable. Nevertheless there are lots of players in a conveyancing matter; estate agents, financial adviser and mortgage companies might all put forward conveyancers to use. On occasion the lawyers might be known to one of the organisations as being good in their field, but occasionally there might be a commercial relationship behind the endorsement. You are free to appoint your preferred conveyancer. However, bear in mind that most lenders specify a panel list of conveyancers you must use for the mortgage aspect of your conveyancing.
We are first time buyers just having agreed a price on a property in Barkingside, and are now looking to get solicitors instructed. I have utilised the various comparison based websites and the fee estimates are from all across the the UK. Is it advisable to have a Barkingside conveyancing practitioner local to our prospective new home? I am fine to do all the communicating over the web, but I assume at some stage we will need to physically go into the lawyer's office to sign contracts?
Usually there is no requirement to physically visit the office of your lawyer, they can post any relevant contracts to you, which you can sign and send back. Many buyers and sellers choose to instruct a locally based solicitor, but it is not a prerequisite for conveyancing in Barkingside.