Our conveyancer has identified a defect with the lease for the flat we are buying in Seven Kings. The other side have offered title insurance as a solution. We are content with insurance and will pay for it. Our property lawyer says that he must check that the lender is content with this solution. Who is the client here, us or the mortgage company ?
Notwithstanding that you have a mortgage offer from the mortgage company does not mean to say that the property will meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook provisions. You and the mortgage company are the client. The appropriate lender requirements have to be complied with.
I purchased a freehold property in Seven Kings but still charged rent, why is this and what is this?
It is rare for properties in Seven Kings and has limited impact for conveyancing in Seven Kings but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the creation of fresh rentcharges post 1977.
Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 will be extinguished.
About to place a bid on a leasehold apartment in Seven Kings. The selling agents tell me that it is standard for flats in Seven Kings to have less than 75 years unexpired on the lease. I am expecting a mortgage with Chelsea Building Society. Is this going to be a problem if the lease has 72 years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 14/8/2026 the requirements read as follows :
I can see plenty of information on this site about conveyancing in Seven Kings but what is your top tip for appointing the right conveyancer in Seven Kings
It would be unwise to be seduced by the cheapest Seven Kings conveyancing quote. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
I am helping my aunt sell her house in Seven Kings. Does the conveyancer order the EPC or should I organise this?
Following the demise of Home Information Packs, energy assessments was left as a mandatory component of selling a house. An energy assessment needs to be to hand prior to the property being advertised. It is not a task that lawyers ordinarily arrange. If you are using a Seven Kings conveyancing lawyer they may be able to arrange energy performance certificates due to their relationships with reputable local energy assessors
is it true that all Seven Kings solicitor firms on the Nottingham conveyancing panel are regulated by the SRA?
As a firm of solicitors, in order to be on the Nottingham approved list of solicitors they would need to be regulated by the Solicitors Regulatory Authority. Many lenders do allow licenced conveyancers on their panel and in such a situation the practice would be overseen by the CLC.
I used Action Conveyancing several years past for my conveyancing in Seven Kings. I now require my papers but the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Seven Kings of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am a sole trader hoping to lease a unit on the high street. Can you recommend solicitors offering no-sale-no fees for non-domestic conveyancing in Seven Kings for below £2000?
We can recommend firms who have well rounded knowledge of commercial conveyancing in Seven Kings, including the disposal and purchase of businesses as well as simply premises. Whether you are looking to acquire or dispose of a shop, pub, restaurant, office, retail premises or a complete business we can find you the right firm. Regarding the costs these will vary based on the structure and nuances of the deal. Let us have your details or phone us so that we may provide you with a fixed commercial conveyancing calculation.