We are purchasing a 3 bedroom flat in Seven Kings with a mortgage. We have a Seven Kings lawyer, however the mortgage company says he's not on their "panel". It seems we have little choice but to use one of the bank panel conveyancing practices or continue with our Seven Kings conveyancing practitioner as well as pay for one of their panel ones to act for them. This seems very unfair; are we not able to demand that the lender use our Seven Kings conveyancing practitioner ?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Seven Kings conveyancing lawyer to apply to be on the conveyancing panel.
Forgive me if this question is silly but I am unseasoned as FTB of a ground floor flat in Seven Kings. Do I receive the keys to the property on completion from my lawyer? If so, I will appoint a High Street conveyancing solicitor in Seven Kings?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will electronically transfer the purchase money to the owner’s solicitors, and once they have received this, you will be invited to pick up the keys from the selling Agents and move into your new home. This tends to happen early afternoon.
We are buying a 4 bedroom semi-detached house in Seven Kings. We would like to carry out an extension to the side at the property.Will legal investigations on the property involve checks to determine if these alterations were previously refused?
Your conveyancer should review the registered title as conveyancing in Seven Kings can sometimes reveal restrictions in the title documents which prohibit categories of changes or require the permission of another owner. Many extensions require local authority planning consent and approval under the building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be sensible to check these things with a surveyor prior to committing yourself to a purchase.
I recently had an offer accepted on an apartment in Seven Kings. My financial adviser recommended their conveyancers. I paid an upfront payment of £150. A few days later, the solicitor called me to say that they were not on the Skipton conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Skipton panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
The deeds to our house are lost. The lawyers who did the conveyancing in Seven Kings 10 years ago no longer exist. What are my options?
Nowadays there are duplicates made of almost everything, and your conveyancer should know exactly where to find all the suitable documentation so you can purchase or dispose of your property without any difficulty. If duplicates are not available, your lawyer may be able to arrange cover in the form of insurance or indemnities against possible claims on the property.
What does commercial conveyancing in Seven Kings cover?
Commercial conveyancing in Seven Kings incorporates a wide range of advice, offered by regulated solicitors, relating to business property. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.
I am in need of some leasehold conveyancing in Seven Kings. Before diving in I require certainty as to the remaining lease term.
If the lease is registered - and almost all are in Seven Kings - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
My wife and I have hit a brick wall in trying to purchase the freehold in Seven Kings. Can this matter be resolved via the Leasehold Valuation Tribunal?
You certainly can. We are happy to put you in touch with a Seven Kings conveyancing firm who can help.
An example of a Lease Extension case for a Seven Kings residence is 49 Aldborough Road South in July 2012. The Tribunal decided that the premium payable for the grant of the new lease was £13,925 This case affected 1 flat. The unexpired term as at the valuation date was 61.36 years.
I am searching for an affordable conveyancing solicitor in Seven Kings to buy a flat. I want to avoid being ripped off and there are so many Seven Kings conveyancing firms out there...who's the best?
A trustworthy personal recommendation from a friend or family member who has used a conveyancing lawyer previously is always a preferable. You are bound to know someone who has used a conveyancing lawyer in the past. Feel free to use our comparison tool for Seven Kings conveyancing quotes