Completed the sale of my flat in Felixstowe last May but the buyer keeps SMS messaging daily to moan that his conveyancer needs to hear from mysolicitor. What should my lawyer have done now that I have sold?
Post completion of your sale your solicitor should send the transfer documentation and all additional paperwork to the purchaser's lawyers. If applicable, your lawyer should also confirm that the mortgage has been discharged to the buyers lawyers. There are no post completion steps just for conveyancing in Felixstowe.
About to place an offer on a leasehold apartment in Felixstowe. The selling agents tell me that it is usual for flats in Felixstowe to have less than 75 years left on the lease. I am taking out a mortgage with Bank of Ireland. Will the property be mortgageable given that the lease has Seventy One years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 20/5/2025 the requirements read as follows :
We are purchasing a house and the conveyancer has identified Chancel Repair to which the property may be obligated to contribute to because it falls into the area of such a church. He has recommended insurance. Is this strictly warranted for conveyancing in Felixstowe
Unless a prior acquisition of the premises completed after 12 October 2013 you could expect conveyancing practitioners conducting conveyancing in Felixstowe to continue to recommend a chancel search and or insurance against a claim.
I opted to have a survey completed on a house in Felixstowe in advance of appointing solicitors. I have been advised that there is a flying freehold element to the property. Our surveyor advised that some mortgage companies may refuse to issue a loan on such a home.
It varies from the lender to lender. HSBC has different requirements for example to Halifax. If you call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Felixstowe. Conveyancing may be slightly more expensive based on your lender's requirements.
We are four weeks into a residential purchase having been recommend to solicitors by the high street agent to do our conveyancing in Felixstowe. We are not happy. Can you you assist me in finding new solicitors?
They would have to be very poor to suggest diss instructing them. Has the mortgage been generated? If so you need to advise them of the new contact details and get the mortgage documents are issued to the new lawyers. Your new solicitor ideally needs to be on the lenders panel to avoid escalating charges and complications. So that should be your starting point. The search tool will assist you in finding a bank approved conveyancer for your home move in Felixstowe
We had our mortgage approved last Friday with our lender. We instructed a high street conveyancer in Felixstowe last week. This morning, our broker phoned to advise us that the lender said that we cannot use our solicitor as they aren't on their 'approved list'. As FTB's, we did not have a clue that the mortgage company had some control over our choice Is this usual?
You can actually choose any property lawyer you want to instruct for your conveyancing in Felixstowe however if they are not on the your lender's panel you must pay an extra fee so the bank can appoint their own solicitors as well to protect their interest. On occasion it is possible your preferred conveyancing firm to get added to the lender list of approved firms. Do make the most of web-based tools such as lenderpanel.com to find a conveyancing solcitor in Felixstowe on the lender panel. You can go into your local mortgage company branch in Felixstowe. They will know some good conveyancing solicitors in Felixstowe on the approved list.