Are the BSA planning on creating a search tool with a view to to identify firms on the Earl Shilton BS conveyancing panel for example in Felixstowe?
We are not aware of any intention on the part of the BSA to develop such a register.
Can you help - my lawyer says that lack of right of way insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Felixstowe?
The right level of lack of right of way indemnity insurance depends on your lender. It would differ for example between National Westminster Bank and Barnsley Building Society. Conveyancing lawyers as opposed to borrowers take out such insurances.
is it true that all Felixstowe conveyancing solicitors on the UBS conveyancing panel are regulated by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the UBS approved list of solicitors they would need to be governed by the SRA. The majority of lenders do list licenced conveyancers on their panel and in such a situation the organisation would be overseen by the CLC.
We have agreed to purchase a house in Felixstowe. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Bank of Ireland be concerned?
Given that you are obtaining a mortgage with Bank of Ireland your lawyer must comply with the conveyancing requirements set out in Section 2 of UK Finance Lenders’ Handbook for Bank of Ireland. The CML Handbook includes minimum specifications for solar panel roof-space leases, and conveyancing practitioners are required to report to Bank of Ireland where a lease does not meet these requirements. The provisions relate to the installation of panels on properties nationwide and is not limited to Felixstowe.
Despite weeks of looking the Title Certificate and documents to my home are lost. The conveyancers who did the conveyancing in Felixstowe 10 years ago have long since closed. What are my next steps?
Assuming you have a registered title the details of your ownership will be held by the Land Registry with a Title Number. It is possible to perform a search at the Land Registry, find your house and get current copies of the property title for less than a fiver. If the title is Leasehold then the Land Registry will also normally retain a file duplicate of the Registered Lease and again, a copy can be obtained for £20 inclusive of VAT.
Over the last few months I have been searching for a flat up to £245,000 and identified one round the corner in Felixstowe I like with open areas and station nearby, the downside is that it only has 52 years on the lease. There is not much else in Felixstowe suitable, so just wondered if I would be making a grave error buying a short lease?
Should you require a home loan the shortness of the lease will be a potential deal breaker. Reduce the offer by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least 2 years you could request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this matter.
I need to retain a conveyancing solicitor for sale conveyancing in Felixstowe. I happened to land on a web site which looks to be the perfect solution If there is a chance to get all the legals done via phone that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Can you refer me to a conveyancer for conveyancing in Felixstowe (or a few miles around that area)? It’s is for a remortgage.My husband and I had one lined up but just found out that they can't deal with Yorkshire BS.
The purpose of this site is restricted to being a directory service for conveyancers who want to be listed as being on the approved conveyancing panel for Yorkshire BS in certain locations such as Felixstowe . Our intention is not to recommend any particular conveyancing practitioner.