I am purchasing a terraced house in Harwich. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing in Harwich you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Harwich.
This question may be naive but I am unseasoned as FTB of a ground floor flat in Harwich. Do I receive the keys to the house on completion from my conveyancer? If so, I will appoint a High Street conveyancing solicitor in Harwich?
There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the completion advance to the vendor’s lawyers, and shortly after the monies have arrived, you will be called to pick up the keys from the selling Agents and move into your new home. This tends to happen between 1 and 3pm.
A relative advised me that in purchasing a property in Harwich there could be various restrictions affecting the ability to carry out external alterations to a property. Is this right?
We are aware of a number of properties in Harwich which have some sort of restriction or requirement of consent to perform external changes. Part of the conveyancing in Harwich should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We expect to receive a OIP from Leeds Building Society this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Leeds Building Society recommend any Harwich solicitors on the Leeds Building Society conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Harwich solicitors independently although you'll need to choose one on the Leeds Building Society conveyancing panel. The solicitor represents both you and Leeds Building Society through the process.
We are selling our property in Harwich and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. Any high street Harwich lawyer would know that there is no such problem. It does beg the question why the purchasers instructed an internet conveyancing firm rather than a conveyancing solicitor in Harwich. Having lived in Harwich for three years we know that this is a non issue. Should we contact our local Authority to obtain clarification that there is no issue.
It sounds as though you may have a conveyancing lawyer already. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
It has been 2 months since my purchase conveyancing in Harwich completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what was supposed to be a quick, chain free conveyancing. Harwich is the location of the property. Can you offer any opinion?
Flying freeholds in Harwich are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Harwich you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Harwich may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
What makes your site different to other online quote calculators for conveyancing in Harwich?
At this site obtain a fixed fee quote from a Solicitor or Licensed Conveyancer that understands the issues for your conveyancing in Harwich. Unlike many estate agents and brokerage sites we do not operate kick-back deals with solicitors. A large number of agents and online brokers 'recommend' solicitors that pays the most kickback, not the best value conveyancing in Harwich