We are looking to buy a flat and require a conveyancing solicitor in Harwich who is on the Kent Reliance solicitor panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Kent Reliance . We don't recommend any particular firms conducting conveyancing in Harwich.
I am purchasing my first flat in Harwich with a mortgage from Chelsea Building Society. The developers refused to move on the amount so I negotiated £7000 of extras instead. The estate agent advised me not to tell my lawyer about the deal as it may impact my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the UK Finance website. UK Finance form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey carried out on a property in Harwich ahead of retaining lawyers. I have been informed that there is a flying freehold element to the property. The surveyor advised that some lenders tend not give a loan on such a home.
It varies from the lender to lender. Lloyds has different instructions from Nationwide. If you contact us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Harwich. Conveyancing may be slightly more expensive based on your lender's requirements.
I need to retain a conveyancing solicitor for remortgage conveyancing in Harwich. I have chance upon a site which appears to be the perfect offering If it is possible to get all the legals completed via web that would be ideal. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I am in need of some leasehold conveyancing in Harwich. Before I get started I would like to find out the number of years remaining on the lease.
If the lease is registered - and 99.9% are in Harwich - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I acquired a studio flat in Harwich, conveyancing was carried out January 2004. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Comparable properties in Harwich with over 90 years remaining are worth £175,000. The average or mid-range amount of ground rent is £65 invoiced every year. The lease expires on 21st October 2084
With only 58 years left to run the likely cost is going to range between £23,800 and £27,400 as well as plus your own and the landlord's "reasonable" professional fees.
The figure above a general guide to costs for renewing a lease, but we are not able to advice on the actual costs without more comprehensive due diligence. Do not use this information in tribunal or court proceedings. There may be additional concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information without first getting professional advice.
Myself and my wife have just had an offer accepted on a house and had an appointment on Tuesday with HSBC for the mortgage. They advised me that when it comes to choosing a solicitor that if they are not on their approved panel of lawyers then we will incur an extra charge of £250+. This is because they will then have to select a property lawyer to act for them as well as the one we select on our behalf and we will be on the hook for their invoice. I have asked HSBC to send me with a list so I can request estimates only from their approved lawyers but was told that I need to check with each individual lawyer to see if they are on the panel. Is there a list online?
Ask HSBC what their panel criteria is for a conveyancer.Then ask the conveyancing practitioner of your choice whether they fit that criteria and have they acted on mortgages for HSBC in the past. Where the answer to those is yes, then just double check with HSBC. Alternatively please make use of our search tool and we may be able to identify a solicitor in Harwich on the panel for HSBC.