Would the conveyancing solicitors Indexed on your site execute auction conveyancing in Gower?
There are a few auction lawyers we can put you in touch with those specialising in auction conveyancing. Gower is just one of our areas of in which our lawyers have offices.
As someone with no idea as to conveyancing in Gower what is the number one tip you can impart for the ownership transfer in Gower
You may not hear this from too many lawyers but conveyancing in Gower and elsewhere in Swansea is an adversarial experience. In other words, when it comes to conveyancing there exists plenty of opportunity for friction between you and others involved in the house moving process. E.g., the vendor, estate agent and even potentially a bank. Appointing a law firm for your conveyancing in Gower is a critical decision as your conveyancer is your adviser, and is the ONLY person in the legal process whose interest is to protect your legal interests and to keep you safe.
On occasion a third party with a vested interest will attempt to convince you that it is in your interests to do things their way. As an example, the estate agent may claim to be helping by claiming that your conveyancer is slow. Or your mortgage broker may try to convince you to do take action that is contrary to your solicitors advice. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.
We are expecting a mortgage offer soon. The bank mentioned the home loan came with free conveyancing. Does this mean I have to instruct their panel solicitor as I would prefer to use a Gower based conveyancing firm?
Do check but the chances are that appoint one of their panel lawyers should you accept the "fee-free" deal. Speak to the mortgage company and check if they make available a monetary alternative. Some lenders have previously offered a £250 cashback as a further option in which case that money can go towards your preferred conveyancing solicitor near Gower.
I can see plenty of information on this site about conveyancing in Gower but what is your top tip for appointing the right conveyancer in Gower
We would encourage you not to base your choice on the cheapest Gower conveyancing quote. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
The formalities of my remortgage has taken place for my property in Gower. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I have finally had an offer on a flat in Gower accepted, but there is a chain. The sellers have offered on somewhere, but it’s not yet tied up, and are looking at other apartments in the pipeline. I have chosen a local conveyancing solicitor in Gower. What should be my next step? At what stage should I apply for the mortgage with HSBC?
It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is in the region of £1k, then survey, Gower conveyancing search fees, etc). First, you must check that your property lawyer is on the HSBC conveyancing panel. As to the next steps this very much dictated by the circumstances of your case, attraction to the property and on the state of the market. During a hot market some buyers would apply for the mortgage with HSBC and pay for the valuation and only if it comes back ok would they pay their conveyancer to proceed with searches.
I am looking for a ground for flat up to £245,000 and found one round the corner in Gower I like with a park and railway links nearby, however it only has 51 remaining years left on the lease. I can't really find anything else in Gower suitable, so just wondered if I would be making a mistake buying a short lease?
If you need a home loan that many years may be a potential deal breaker. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for at least 2 years you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this matter.
Been looking for a conveyancing practitioner for leasehold sale conveyancing in Gower. I'm selling, simple no mortgage to redeem, no hurry, no onward chain. Received an estimate from a solicitor for £800 excluding VAT which is a little expensive considering its so straightforward. Is it possible to find less expensive fees for conveyancing in Gower?
Given that it’s a sale only, 475 + VAT is likely to be about the cheapest for a Gower solicitor firm.