My wife and I are about to complete on the purchase of a property in Gower but as a consequence of wreckage from the recent storms I have was able negotiate reparation from the current proprietors in the sum of £3k taking the form of a reduction in the price. I had intended this to be dealt with as part of the conveyancing process yet Bank of Ireland are not allowing this. Should they have been approached?
Any solicitor that is on a Bank of Ireland conveyancing panel is required to inform Bank of Ireland of any variations to the purchase price. If you were to refuse your solicitor to notify the price change to Bank of Ireland then they would have to discontinue acting for you. In addition, Bank of Ireland and you would have to appoint a new conveyancer for your conveyancing in Gower.
Can I use your services to locate a Conveyancing solicitor in Gower even where I’m not buying or disposing of a house, for example where I intend to acquire an office in Gower with a mortgage from Aldermore?
Our comparison service is primarily used to get a quote from domestic conveyancing solicitors in Gower but we have listed at the end of this page a selection of Gower commercial conveyancing firms. You should speak with the solicitors directly to check if they are also authorised to represent Aldermore
A relative advised me that in purchasing a property in Gower there may be a number of restrictions affecting the ability to carry out external alterations to a property. Is this right?
There are anumerous of properties in Gower which have some sort of restriction or requirement of consent to execute external changes. Part of the conveyancing in Gower should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am currently in the process of buying my council flat in Gower. I have a mortgage offer with Virgin Money. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Virgin Money, you will need to appoint a solicitor on the Virgin Money conveyancing panel.
Santander have agreed my mortgage in principle, my bid on a property in Gower has been agreed to, now what?
The estate agent will wish to be advised as to your conveyancer's details (ensure that the conveyancing practitioners are on the lender’s approved list). Telephone Santander or the broker and finish off any relevant forms. Santander will appoint a valuer who will get in touch with the selling agent or owners to book an appointment. Once carried out (assuming no problems) it takes on average a fortnight to get a mortgage offer. Santander will issue the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Gower.
I have todaybeen informed that Action Conveyancing have closed. They carried out my conveyancing in Gower for a purchase of a freehold house 18 months ago. How can I be sure that my home is registered correctly in the name of the former proprietor?
The easiest method to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Gower conveyancing specialists.
I am 3 weeks into a leasehold purchase having been recommend to solicitors by the selling agent to execute conveyancing in Gower. I am am very disappointed with the quality of service. Could you you assist me in finding new conveyancers?
They would need to be very poor to suggest changing them. Has the loan offer been sent? If so you need to inform them of the new contact details and get the mortgage documents are re-sent. The conveyancer should be on the mortgage company approved list to avoid added expenses and complications. That should be your starting point. Our search tool should help you find a lender approved solicitor for your home move in Gower
My wife and I have recently appointed a conveyancing solicitor in Gower. I I would like to check if they are on the bank's conveyancing panel. Can you advise?
You should call the conveyancer to check if they are on the lender's panel. Alternatively please get in touch with us and we can investigate and revert. If they are not on the bank panel we we can help find a specialist conveyancing solicitor in Gower on the panel for your mortgage company.