Find a Lender-Approved Local Conveyancer in Gower

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Choosing the right solicitor is the most important decision when it comes to your Gower conveyancing

Top 5 reasons to let us assist you find a local conveyancing solicitor in Gower

  • 1 Our site is the first site offering you the ability to ensure that your conveyancing in Gower will be carried out by a conveyancer on your mortgage lender’s conveyancing panel.
  • 2 The accumulation of transactions means that Gower property lawyer have established excellent working relationships with Gower local estate agents, banks, building societies, landlords and house builders enabling them to liaise at speed with all concerned in the process of dealing with your conveyancing in Gower.
  • 3 Solicitors that specialise in conveyancing in Gower are familiar with the local concerns peculiar to Gower and therefore you may benefit from better guidance and speedier conveyancing.
  • 4 Gower property lawyers work in partnership with Gower estate agents, house builders, surveyors, lenders and other professionals to ensure that a quality service is provided to buyers and sellers every step of the way, never losing sight of the time-critical nature behind your conveyancing transaction
  • 5 The companies identified on our web pages have a variation of conveyancing lawyers, legal executives and support staff handling thousands of conveyancing matters annually.

Examples of recent conveyancing in Gower since June 2025*

Recently asked questions about conveyancing in Gower

I am one month into the sale of my flat in Gower and the EA has just text me to warn that the purchasers are switching property lawyer. The excuse is that the lender will only deal with solicitors on their approved list. Why would a major lender only work with specific solicitors rather the firm that they want to appoint to handle their conveyancing in Gower ?

Mortgage companies have always had panels of law firms that can represent them, but in the past few years big names such as HSBC, have considered and reduced their conveyancing panel– in some cases removing conveyancing firms who have worked with them for many years.

Lending institutions blame a rise in fraud as the reason for the cull – criteria have been tightened as a smaller panel is easier to keep an eye on. Banks tend not to reveal how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society says it is hearing daily from firms that have been removed from panels. Some do not even realise they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. The purchasers are unlikely to have any sway in the decision.

We are acquiring our first property. The conveyancing practitioner has messagedto see if we want to order extra conveyancing searches. We are really unsure what's needed for conveyancing in Gower

The type of Gower conveyancing searches should be triggered based entirely on the premises, the location, the probability of any of these risks, your familiarity of the region and risks, your overall approach to risk. What is important is that you adequately understand what information each search could provide. Then you can make a decision if you consider that you need that information. Should you be in doubt, ask the solicitor to guide you.

Have just purchased a repossessed house at auction in Gower. Conveyancing is necessary. What are my next steps?

Having exchanged you now have to hire the services of a conveyancing lawyer soon as you will have a pending deadline in which to complete the property. Every auction property will ordinarily have a corresponding legal set of papers. This will likely include most,if not all of the documents that your conveyancer requires. Where you are dealing with leasehold property the conveyancing pack should contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation pertinent to leasehold premises. You must pass this on to your appointed conveyancing solicitor ASAP. You also need to ensure that your finances are organised to complete on the on the contractual date .

Are all Gower Conveyancing Quality Solicitors on the Yorkshire BS conveyancing panel?

A selection of banks and building societies now use the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their panels.

I can not work out if my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Gower building society branch on a couple of occasions and was told it does not affect the mortgage offer and they will lend. My Gower conveyancing solicitor - who is on the bank conveyancing panel- called and was told they will not lend based on their specific requirements. I have no idea who is right.

As long as the lawyer is on the mortgage company approved list, she or he must comply with the Council of Mortgage Lenders’ Handbook requirements for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.

I bought my house on 12 November and the transaction details is yet to be on the land registry website. Any reason for this? My conveyancing solicitor in Gower expressed confidence that it will be formalised inside ten days. Are transfers in Gower uniquely lengthy to register?

As far as conveyancing in Gower is concerned, registration is no quicker or slower than the rest of England and Wales. Rather than based on location, timescales can differ depending on who lodges the application, whether it is in order and if the Land registry must send notices to any other parties. As of today roughly 80% of submission are fully addressed in less than three weeks but some can be subject to protracted delays. Registration occurs once the new owner is living at the property thus an expedited registration is not always top priority but where it is urgent that the the registration takes place urgently then you or your conveyancer could communicate with the Registry to express the reasoning for an expedited registration.

I am buying a new build house in Gower with a loan from Nationwide Building Society. The developers refused to move on the amount so I negotiated 6k of fixtures and fittings instead. The property agent suggested that I not inform my lawyer about this extras as it would put at risk my mortgage with Nationwide Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I need to change lawyers as my Gower lawyer is not on the mortgage company's approved list of conveyancing solicitors. Is it practical to instruct different lawyers?

In the event that you have not formally instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in Gower that you're considering.

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Residential Licensed Conveyancers in Gower regulated by the CLC

Please note that the listed conveyancers do not limit their work for conveyancing in Gower but also conveyancing across England and Wales.
  • West Coast Conveyancing Limited, 86 Gower Road, SA2 9BZ

Home buying in Gower is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process.

  • Lawyer instructed by the buyer on acceptance of the offer
  • Investigating the title to the premises
  • Conducting Gower property searches with respect to the property
  • Assessing draft contract and other documentation supplied by the owner’s conveyancer
  • Raising enquiries with the owner’s conveyancer
  • Agreeing the wording of the sale agreement
  • Assessing replies supplied by the vendor to pre-contract enquiries
  • Negotiating the Transfer document
  • Guiding the purchasing in respect of the mortgage offer: (if relevant)
  • Drafting and sending the buyer a report on title (that is; reporting to the buyer on the contents of the contract pack, preliminary enquiries and the result of the searches)
  • Proceeding to exchange of contracts and then completion of the purchase
  • Preparing and submitting to HMRC the appropriate Land Tax forms and payment
  • Registering the change in ownership and the home loan (where relevant) at the HM Land Registry.

Whether you are going through a divorce or separation or simply wish to transfer your property to someone else, transfer of equity conveyancing in Gower has some of the following tasks:

  • Taking instructions from the appropriate parties
  • Investigating the title to the property
  • Representing bank (where appropriate)
  • Negotiating the terms of the transaction
  • Drafting Transfer or approving the Transfer deed
  • Negotiating amendments to the draft Transfer
  • Communicating with parties with regards to the Transfer
  • Agreeing and preparing for completion
  • Receiving and releasing monies to relevant parties
  • Preparing and submitting to HMRC the appropriate Land Tax forms and payment
  • Registering the transfer of ownership and the mortgage (where relevant) at the Land Registry.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.