It has come to my attention via my IFA that my Gorseinon solicitor is not on the lender Solicitor panel. How can I be sure if this is correct?
You need to call your Gorseinon conveyancer. It is reasonable to expect your lawyer to notify you what has happened. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your bank.
I am considering applying for a Leeds Building Society mortgage for purchase of a new build (under development) in Gorseinon with 60% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Leeds Building Society ?
There is nothing to stop you using your solicitor, but Leeds Building Society will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
I used Arc property Solicitors a few years past for my conveyancing in Gorseinon. I now require my file but the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Gorseinon of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I decided to have a survey carried out on a property in Gorseinon in advance of appointing solicitors. I have been told that there is a flying freehold element to the property. Our surveyor has said that some banks tend not issue a mortgage on this type of house.
It depends who your proposed lender is. Lloyds has different instructions from Halifax. Should you wish to telephone us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Gorseinon. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Gorseinon to see if the conveyancing costs will increase in light of this.
How straightforward is it to use the search tool to locate a conveyancing practitioner in Gorseinon on the authorised to act for my mortgage?
First choose a bank such as Accord Mortgages Ltd, The Mortgage Works or Platform Home Loans Ltd then type in your location e.g. Gorseinon. Conveyancing practices in Gorseinon and nationally will then be identified.
My cousin has encouraged me to use his lawyers for conveyancing in Gorseinon. Should I use them?
There are no two ways about it it’s preferable to choose a conveyancing practitioner is to get referrals from friends or family who have actually used the firm that you are contemplating using.