My wife and I are purchasing a 1 bedroom flat in Langland with a mortgage. We like our Langland solicitor, however the mortgage company says she’s not on their "panel". It seems we have little option but to instruct one of the mortgage company panel conveyancing practices or retain our Langland conveyancing practitioner and pay for one of their panel lawyers to act for them. We regard this is unjust; can we not demand that the mortgage company use our Langland property lawyer ?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Langland conveyancing solicitor to apply to be on the conveyancing panel.
We were just about to exchange contracts for a garden flat in Langland. We encountered a stumbling block. The loan offer with Halifax runs out on 10/12/2025 but the owners are insisting on a completion date of 12/12/2025. Can one prolong the mortgage expiry date?
The best person to deal with your concern is your solicitors who will calculate if he or she is corresponding with the mortgage company, owner’s representatives, estate agents or possibly all parties taking into account the circumstances your house move to date.
I am purchasing a garden flat in Langland. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Langland you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Langland.
Do commercial conveyancing searches reveal proposed roadworks that could affect a commercial estate in Langland?
Many commercial conveyancing solicitors in Langland will carry out a SiteSolutions Highways report as it reduces the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in Langland. The search result provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Langland.
For each commercial conveyancing transaction in Langland it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately may cause delays to Langland commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not carried out for domestic conveyancing in Langland.
I am buying a new build flat in Langland. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Langland
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Please confirm the Lease plans are architect prepared. Please supply a car parking plan. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
In what way does the Landlord & Tenant Act 1954 affect my business premises in Langland and how can your lawyers assist?
The 1954 Act affords a safeguard to commercial lessees, granting the legal entitlement to apply to court for a continuation of occupancy when the lease reaches an end. There are limited grounds that a landlord can refuse a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing practices who use the act to your advantage and handle your commercial conveyancing in Langland