The Swansea conveyancing firm that I recently instructed on my house acquisition in Swansea have suddenly shut down. I chose them because I had to have a solicitor on the Clydesdale conveyancing panel and my previous Swansea lawyer was not. I paid them 275 plus VAT on account. What are my options?
If you have an estate agent involved then let them know immediately so that they can let the sellers know that there may be a slight delay due to reasons beyond your control. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Clydesdale conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors may be able to assist.
Various web forums that I have frequented warn that are a common cause of obstruction in Swansea conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) released findings of research by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of hindrances in the conveyancing process. Searches are not likely to feature in any delay in conveyancing in Swansea.
Due to the encouragement of my in-laws I had a survey completed on a house in Swansea ahead of appointing conveyancers. I have been told that there is a flying freehold overhang to the property. My surveyor has said that some lenders will refuse to give a mortgage on this type of house.
It varies from the lender to lender. Lloyds has different instructions for example to Nationwide. If you contact us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Swansea. Conveyancing will be smoother if you use a solicitor in Swansea especially if they are acquainted with such properties in Swansea.
How do I search for a Swansea solicitor on the The Royal Bank of Scotland conveyancing panel? I drive a motor bike and am happy to travel upto 20miles to meet the conveyancer.
Feel free to make use of the search on this website. Please pick a lender and your location and you will see a number of Swansea conveyancing lawyers locally. We have detailed some Swansea conveyancing firms towards the end of this page and you can call them to see if they are on the The Royal Bank of Scotland member panel
I am one month into a residential purchase having been directed to a firm by the estate agent to handle our conveyancing in Swansea. I am am extremely disappointed with the level of service. Could you help me find new conveyancers?
They would have to be really bad in order to consider changing them. Has your mortgage been sent? If so you will need to advise them of the replacement lawyer and have the mortgage documents are re-sent. Your conveyancer should be on the mortgage company approved list to avoid added costs and complications. That should be your starting point. The search tool should help you find a lender approved conveyancer for your home move in Swansea
What is the reason for new build conveyancing in Swansea being more expensive?
Conveyancing in Swansea for recently converted or new build homes usually involve adoption of highways & drains, building regulations approval, planning permission, new build warranties such NHBC as well as additional investigations and contractual considerations.