When does exchange of contracts occur in residential conveyancing in Grange Park and do I need to attend the lawyers office?
Where you are near to our conveyancing solicitors in Grange Park you are invited in to sign documents. However, the firms we recommend offer a national conveyancing service and provide as equally detailed and professional a job for you when communicating with you by post or email. The signing of the sale agreement is not the point of no return. A signed contract is just a prerequisite for the solicitor to address the formalities when the time is right, which will usually be very shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Grange Park)to be in the office at the appropriate time.
I am purchasing a new build house in Grange Park with a mortgage from Godiva Mortgages Ltd. The developers would not move on the price so I negotiated 6k of fixtures and fittings instead. The property agent suggested that I not reveal to my solicitor about the extras as it will affect my loan with Godiva Mortgages Ltd. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been on the look out for a leasehold apartment up to £245,000 and identified one near me in Grange Park I like with open areas and transport links in the vicinity, the downside is that it only has 51 years on the lease. I can't really find anything else in Grange Park suitable, so just wondered if I would be making a grave error acquiring a lease with such few years left?
If you need a mortgage the remaining unexpired lease term may be problematic. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of 2 years you could ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.
How do I locate a Grange Park law firm on the Platform Home Loans Ltd conveyancing panel? I have a car and am willing to travel upto 10kilometers to meet the solicitor.
Feel free to make use of the facility on this page. Please choose the lender and your location and you will see a number of Grange Park conveyancing lawyers locally. We have listed some Grange Park conveyancing firms at the bottom of this page and you can ring them to verify if they are on the Platform Home Loans Ltd member panel
My partner has urged me to use his lawyers for conveyancing in Grange Park. Do I follow his guidance?
Much as we are happy to recommend a Grange Park conveyancing lawyer the best way to choose a conveyancing practitioner is to have recommendations from friends or relatives who have previously instructed the firm that you are considering.
After what seems like an age a loan offer from a mortgage company for the refinancing of my 3 bedroom maisonette is coming by the end of next week. Are you able to recommend a cheap remortgage conveyancing solicitor in Grange Park ?
You have come to the wrong place to search for a cheap conveyancing in Grange Park. Our intention is to offer value for money conveyancing but our intention is not to advertise as being the cheapest. Avoid the trap of appointing companies offering £99 conveyancing in Grange Park.At best, in opting for cheap conveyancing, you will end up with what you pay for and at worst you will end up invoiced for extras and still not get the service expected.