Finally the sale completed on my house in Grange Park last September but the buyer keeps whats apping me to moan that his conveyancer needs to hear from mine. What should have happened now that I have sold?
Following your house sale your conveyancer should deliver the transfer documentation and all of the paperwork to the buyer’s conveyancer. Depending on the transaction, your conveyancer must also evidence that the legal charge in favour of the lender has been repaid to the purchasers solicitors. There are no post completion procedures unique to conveyancing in Grange Park.
Do the Building Society Association intend to launch a searchable register to to identify solicitors on the Norwich and Peterborough Building Society conveyancing panel for instance in Grange Park?
We have not been informed any plans on the part of the BSA to develop such a search facility.
I am assisting my niece sell her property in Grange Park. Will the solicitor arrange the energy assessment or it is for me to coordinate?
Following the demise of HIPs, energy assessments was kept a compulsory component of selling a house. An EPC must be commissioned in advance of the property being placed on the market. This is not something that lawyers normally arrange. If you are using a Grange Park conveyancing solicitor they may be willing to arrange energy performance certificates given their contacts with long established Grange Park energy assessors
My partner and I are in the throws of viewing apartments in Grange Park and I am about to put in an offer. Is it wise to have a conveyancing practitioner on ‘stand by’? I will be getting a mortgage with Barclays.
You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. As you are obtaining a mortgage with Barclays, ask your prospective lawyers if they are on the Barclays conveyancing panel otherwise they can't do the mortgage legal work.
I currently have a mortgage with Co-operative for my property in Grange Park. Conveyancing was finalised months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Co-operative?
You must advise Co-operative in advance of renting your property as this is likely to be a breach of Co-operative’s mortgage conditions. It may be that Co-operative will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Co-operative directly. It should not be necessary to do this via a Co-operative conveyancing panel lawyer.
Is it necessary to take out insurance to cover chancel repairs when purchasing a residence in Grange Park?
Unless a previous acquisition of the house took place post 12 October 2013 you may take it that solicitors handling conveyancing in Grange Park to remain recommending a chancel search and or insurance against a claim.
I am looking for a ground for flat up to £305k and found one close by in Grange Park I like with open areas and railway links in the vicinity, however it's only got 52 remaining years left on the lease. There is not much else in Grange Park in this price bracket, so just wondered if I would be making a mistake acquiring a short lease?
Should you need a home loan the remaining unexpired lease term will likely be problematic. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the property for a minimum of 2 years you may ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this.
I happen to be an executor of my recently deceased aunt’s Will, with a house in Grange Park which will be marketed. The property is unregistered at HMLR and I'm advised that some purchasers will insist that it is in place before they will move forward. What's the mechanism for this?
In the circumstances you refer to it seems advisable to seek to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. HMLR’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and certified copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.