I am purchasing residence in Enfield Town. My lawyer is not listed on the bank approved panel. Is it possible for me to retain my Enfield Town conveyancing solicitor even though they are not on the mortgage company panel of approved conveyancing solicitors?
You have a number of options open to you here
- Complete the deal with your preferred Enfield Town lawyer but your lender will no doubt appoint a conveyancer from their approved panel. This will result in additional fees and probable delay.
- Choose a fresh solicitor to conduct the conveyancing, obviously checking they are on the lender conveyancing panel.
- Convince your conveyancing practitioner to pull out all the stops to join the bank’s panel of solicitors
Can the conveyancing lawyers that you recommend carry out attended exchange conveyancing in Enfield Town?
There are a few conveyancing specialists who can conduct 24hr exchanges. Please contact us to obtain a costs illustration and details as to dates.
Completed the sale of my flat in Enfield Town last October yet the purchaser is telephoning daily to moan that his lawyer is waiting to hear from mine. What are the post completion sale formalities now that I have sold?
Post completion of your sale your conveyancer is committed to deliver the transfer deeds and all additional paperwork to the purchaser's solicitors. If applicable, your lawyer must also evidence that the mortgage has been discharged to the buyers conveyancers. There are no post completion procedures peculiar conveyancing in Enfield Town.
Please explain the implications if my solicitor is suspended from the RBS Conveyancing panel ahead of completing my conveyancing in Enfield Town?
First, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.
I have justbeen informed that Wolstenholmes have closed. They conducted my conveyancing in Enfield Town for a purchase of a leasehold flat 9 months ago. How can I check that my home is in my name in the name of the former proprietor?
The easiest method to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Enfield Town conveyancing specialists.
I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a straight forward, no chain conveyancing. Enfield Town is the location of the property. Can you offer any advice?
Flying freeholds in Enfield Town are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Enfield Town you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Enfield Town may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.