We just had an offer accepted to buy with Darlington Building Society. We have called around locally but am struggling to find a Enfield Town conveyancing firm on the Darlington Building Society panel. Can you help?
You should take advantage of the find a conveyancing panel solicitor tool on this page. Please choose the lender and type Enfield Town or your location and you will discover numerous solicitors offices in Enfield Town or nearest you.
I am due to move home in December. Does my conveyancing solicitor liaise with the removal company on the completion day. On a separate note, can you recommend a removal company in Enfield Town. Conveyancing lawyer was chosen before I stumbled across your page.
On the day of completion you will need to pick up the keys from your estate agent but this should only happen when the previous owners solicitors advise the agent that they have the completion monies and the keys can be handed over. You can advise the removal men that you are ready to move in. We are not in a position to recommend a particular removal organisation but can assist you in locating a residential property solicitor in Enfield Town or a solicitor with expertise in conveyancing in Enfield Town.
Is it correct that all Enfield Town CQS (Conveyancing Quality Scheme) solicitors are on the Co-operative conveyancing list of approved solicitors?
A selection of lenders now use the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of firms.
We are getting a further advance on our home loan from Bank of Ireland as we intend to conduct renovations to our home in Enfield Town. Are we obliged to choose a local Enfield Town solicitor on the Bank of Ireland conveyancing panel to handle the legals?
Bank of Ireland would not normally require a member of their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Bank of Ireland list.
How does conveyancing in Enfield Town differ for newly converted properties?
Most buyers of new build residence in Enfield Town approach us having been asked by the developer to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because builders in Enfield Town typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Enfield Town or who has acted in the same development.
I've recently found out that there is a flying freehold element on a property I have offered on last month in what should have been a straight forward, no chain conveyancing. Enfield Town is the location of the property. Can you shed any light on this issue?
Flying freeholds in Enfield Town are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Enfield Town you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Enfield Town may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I was advised by a couple of local selling agents in Enfield Town to select a property lawyer using your seach tool. Is there a financial advantage for Estate Agents to offer your services over a competitor’s?
We refuse to give any referral fee for directing people our way. We found it would be just too difficult to pay a commission because members of the public would think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.
My husband and I are FTB’s - agreed a price, but the estate agent told us that the owners will only go ahead if we appoint their preferred lawyers as they are insisting on an ‘expedited deal’. My instinct tells me that we should use a high street conveyancer used to conveyancing in Enfield Town
We suspect that the seller is unaware of this demand. If they desire ‘a quick sale', turning down a motivated buyer is is going to put the whole deal at risk. Speak to the vendors direct and make the point that (a)you are motivated buyers (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you intend to proceed fast (e)but you are going to use your own,trusted Enfield Town conveyancing solicitors - as opposed tothose that will give their estate agent a referral fee or hit his conveyancing thresholds set by corporate headquarters.