Can I use your services to find a Conveyancing solicitor in Winchmore Hill even where I’m not purchasing or selling a house, for instance if I want to acquire an office in Winchmore Hill with a mortgage from Bank of Ireland?
Our search tool is mainly utilised to find domestic conveyancing solicitors in Winchmore Hill but we have recorded towards the bottom of this page a selection of Winchmore Hill commercial conveyancing firms. You should make contact with the solicitors directly to establish if they are also authorised to represent Bank of Ireland
I have been recommended a conveyancing solicitor in Winchmore Hill. I I would like to check if they are accepted on the Virgin Money approved list of lawyers. Could you help?
The first thing you should do is e-mail your lawyer and ask them if they are on the lender panel. Alternatively you can get in touch with Virgin Money who may be able to confirm.
A relative recommended that if I am buying in Winchmore Hill I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes included in the estimate for your Winchmore Hill conveyancing searches. It is a large document of about 40 pages, listing and setting out important information about Winchmore Hill around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Winchmore Hill Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with plans and statistics, Local Amenities and other useful data about Winchmore Hill.
I'm buying my first flat in Winchmore Hill with the aid of help to buy. The developers refused to move on the price so I negotiated five thousand pounds worth of extras instead. The estate agent told me not reveal to my lawyer about this extras as it will affect my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey done on a property in Winchmore Hill before retaining solicitors. I have been told that there is a flying freehold aspect to the house. My surveyor advised that some mortgage companies tend refuse to give a mortgage on this type of home.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Nationwide. If you call us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Winchmore Hill. Conveyancing will be smoother if you use a solicitor in Winchmore Hill especially if they regularly deal with such properties in Winchmore Hill.
Given that I will soon spend 450k on 3 bedroom house in Winchmore Hill I would like to have a conversation with the lawyer about myconveyancing before appointing the firm. Is this something that you can arrange?
Absolutely - it is our preference to talk to you we do not take any clients on without you speaking to the lawyer due to be carrying out your conveyancing in Winchmore Hill.There is no ‘factory style conveyancing’ - every client is unique person, not a matter reference. The solicitors that we put you in touch with believe that the figure you are quoted for your conveyancing in Winchmore Hill should be the figure that you are charged.