I am obtaining a mortgage offer from Lloyds. I intend to use a Licensed Conveyancer in Winchmore Hill. Does the Lloyds Solicitor panel allow for Licensed Conveyancers?
The Lloyds conveyancing panel is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
I am selling my flat in Winchmore Hill. Does my property lawyer need to be on the UBS conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the UBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently currently.
is it true that all Winchmore Hill solicitor practices on the Aldermore conveyancing panel are overseen by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Aldermore conveyancing panel they would need to be governed by the Solicitors Regulatory Authority. Some lenders do permit licenced conveyancers on their panel and in such a situation the practice would be governed by the CLC.
We previously appointed conveyancers located in Winchmore Hill on the Skipton solicitor approved list. They have just invoiced me a separate sum for dealing with the Skipton mortgage. Is this a supplemental conveyancing fee specified by Skipton?
Provided it is contained in their Terms of Engagement or Quote then yes your conveyancing practitioner can charge a fee for this. The fee is not dictated by Skipton but by your Winchmore Hill lawyer. Some firms on the Skipton panel will quote an ‘acting for lender’ fee and others do not.
About to purchase house in Winchmore Hill. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Skipton conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Winchmore Hill conveyancing practitioner is on the Skipton conveyancing panel.
I used Action Conveyancing several years ago for my conveyancing in Winchmore Hill. Now, I need the documents but the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Winchmore Hill of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm remortgaging my primary property to a BTL loan with Chelsea Building Society and I will use the ballance of the raised equity as a down payment on further property. The area we are interested in is Winchmore Hill. Will your lawyers be able to act for the two banks and link together the two deals?
Do use our comparison tool on this page to ensure that the lawyers are on the relevant lender panels. Having checked that they are the lawyer should be able to tie up the two deals but you should have a chat with you lawyer and make clear your desired outcome and needs.
How much will conveyancing in Winchmore Hill cost?
The amount you are levied for Winchmore Hill conveyancing fees will differ significantly from lawyer to lawyer. In the circumstances it is particularly critical for you to find this out before you instruct a lawyer. It is advisable to find a couple fee estimate.