I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Palmers Green. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 8/6/2025, the requirements read as follows :
This question may be naive but I am unexperienced as FTB of a ground floor flat in Palmers Green. Do I pick up the keys to the property on completion from my lawyer? If this is the case, I will appoint a High Street conveyancing solicitor in Palmers Green?
There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the purchase money to the seller's solicitors, and shortly after the monies have arrived, you will be able to collect the keys from the Estate Agents and start moving into the property. This tends to happen early afternoon.
We are getting a further advance on our home loan from TSB as we intend to conduct improvements to our property in Palmers Green. Do we need to appoint a local Palmers Green solicitor on the TSB conveyancing panel to deal with the legals?
TSB would not normally instruct firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the TSB conveyancing panel.
The formalities of my remortgage has taken place for my property in Palmers Green. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
What can a local search inform me about the property my wife and I buying in Palmers Green?
Palmers Green conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search company for example Onsearch The local search is essential in every Palmers Green conveyancing purchase; as long as you wish to avoid any nasty once you have moved into your new home. The search should supply information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.
Despite weeks of looking the Title Certificate and documents to our home can not be found. The conveyancers who handled the conveyancing in Palmers Green 10 years ago are no longer around. Will I be able to sell the house?
In today’s world there are copies made of almost everything, and your solicitor should know exactly where to locate all the appropriate paperwork so you may buy or sell your property without any difficulty. Where copies can’t be found, your lawyer may be able to put in place insurance or indemnities against future claims on your property.
Should I instruct a Palmers Green conveyancing lawyer based in the vicinity that I am hoping to buy? I have an old university friend who can handle the conveyancing however his firm is located approximately 350miles drive away.
The primary upside of using a local Palmers Green conveyancing practice is that you can drop in to execute paperwork, present your identification documents and pester them where appropriate. Having local Palmers Green know how is a bonus. However nothing is more important than finding someone that will pull out all the stops for you. If other friends have used your friend and in the main were impressed that must outweigh using an unfamiliar Palmers Green conveyancing lawyer solely due to them being based in the area.
I am hoping to put an offer on a small detached house that seems to be perfect, at a great figure which is making it all the more appealing. I have just discovered that it's a leasehold as opposed to freehold. I would have thought that there are particular concerns buying a house with a leasehold title in Palmers Green. Conveyancing advisers have not yet been appointed. Will my lawyers set out the implications of buying a leasehold house in Palmers Green ?
Most houses in Palmers Green are freehold rather than leasehold. In this scenario it’s worth having a local solicitor used to dealing with such properties who can assist with the conveyancing process. We note that you are buying in Palmers Green in which case you should be shopping around for a Palmers Green conveyancing solicitor and be sure that they have experience in transacting on leasehold houses. First you will need to check the number of years remaining. As a tenant you will not be entirely free to do whatever you want with the house. The lease comes with conditions such as obtaining the freeholder’sconsent to conduct changes to the property. It may be necessary to pay a maintenance charge towards the upkeep of the communal areas where the house is located on an estate. Your conveyancer will appraise you on the various issues.
I am the leaseholder of a basement flat in Palmers Green. Given that I can not reach agreement with the landlord, can the Leasehold valuation Tribunal determine the premium payable for the purchase of the freehold?
if there is a missing freeholder or where there is dispute about what the lease extension should cost, under the relevant statutes you can apply to the LVT to calculate the premium.
An example of a Lease Extension decision for a Palmers Green residence is First Floor Flat 109 Lyndhurst Road in May 2010. Following a vesting order by Edmonton County Court on 29th October 2009 the Tribunal decided on a figure of £5,012 for a lease extension. This case related to 1 flat. The unexpired residue of the current lease was 81.79 years.