I plan on buying property in Greasby. My Conveyancer is not on the mortgage company conveyancing list. Is it possible for me to appoint my Greasby conveyancing solicitor even though they are not on the mortgage company approved list?
Various options include
- Complete the deal with your chosen Greasby conveyancing practitioner but your lender will need to appoint a solicitor from their approved panel. The net result is additional charges and probable interruption.
- Choose a new solicitor to act in the purchase, ensuring that they are on the bank conveyancing panel.
- Appeal to your property lawyer to seek to join the lender panel
Our mortgage company has recommended solicitors on their panel based in Greasby but I would rather instruct a conveyancing lawyer in Greasby or nearer to where I live. Are you able to assist?
Far from all Greasby conveyancing practices are listed all lender’s conveyancing panel. Do make use of our find an approved solicitor tool to locate a Greasby conveyancing conveyancer on the on the lender panel.
Two weeks ago we had a mortgage agreed in principle with Kent Reliance. Greasby conveyancing practitioners have been selected. What is the average time that one could expect to receive a mortgage offer from Kent Reliance?
There is no definitive answer here. Have Kent Reliance completed the survey? Have you advised Kent Reliance as to your lawyers' details and checked that your lawyers are on the Kent Reliance conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
We were going to get a DIP from Bank of Ireland this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Bank of Ireland recommend any Greasby solicitors on the Bank of Ireland conveyancing panel, or is it better to go independently?
You will need to appoint Greasby solicitors independently although you'll need to choose one on the Bank of Ireland conveyancing panel. The solicitor represents both you and Bank of Ireland through the process.
The formalities of my remortgage has taken place for my property in Greasby. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
How does conveyancing in Greasby differ for new build properties?
Most buyers of new build residence in Greasby come to us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is constructed. This is because house builders in Greasby tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Greasby or who has acted in the same development.
How easy is it to use your search facility to choose a conveyancing solicitor in Greasby on the panel for my lender?
1st choose a bank such as Birmingham Midshires, Skipton Building Society or Bank of Ireland then specify your location e.g. Greasby. Conveyancing organisations in Greasby and further afield will then be listed.
My husband and I are novice buyers - agreed a price, but the agent advised that the vendor will only move forward if we use the agent's recommended solicitors as they need an ‘expedited deal’. Our preferred option is to instruct a family solicitor who is accustomed to conveyancing in Greasby
It is highly unlikely the sellers are behind this. Should the seller desire ‘a quick sale', turning down a serious buyer is likely to cause more damage than good. Try to communicate with the owners directly and explain that (a)you are serious purchasers (b)you are ready to progress, with mortgage lined up © you are chain free (d) you intend to proceed fast (e)but you intend to use your preferred Greasby conveyancing firm - not the ones that will provide the estate agent a introducer fee or hit his conveyancing targets set by senior management.