We were about to choose a conveyancing solicitor in Greasby recommended by you but have come across alternative costs illustrations on the internet appear cheaper – why is this?
There are many firms of solicitors advertising at first sight what seems to be extremely cheap conveyancing in Greasby. We would encourage you to think twice as to how important this transaction is to you that want to be penny wise pound foolish over the quality of the conveyancing. Many of them list a low fee to entice you but conceal extra costs in the fine print..
It has been 4 months following my purchase conveyancing in Greasby took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am purchasing a new build house in Greasby with a mortgage from Bank of Ireland. The sellers refused to move on the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent told me not disclose to my solicitor about this deal as it will adversely affect my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey completed on a house in Greasby in advance of appointing lawyers. I have been advised that there is a flying freehold overhang to the house. My surveyor has said that some lenders will refuse to grant a loan on this type of house.
It depends who your proposed lender is. Santander has different requirements for example to Nationwide. If you contact us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Greasby. Conveyancing will be smoother if you use a solicitor in Greasby especially if they are acquainted with such properties in Greasby.
Are there any apps to help search for a Greasby solicitor on the Barnsley Building Society conveyancing panel? I am a keen cyclist and am willing to travel upto 10kilometers to meet the lawyer.
You can use the search on this page. Please select a mortgage company and your location and you will see a number of Greasby conveyancing lawyers locally. We have detailed some Greasby conveyancing firms towards the end of this page and you can call them to check if they are on the Barnsley Building Society member panel
There are a lot of houses in Greasby on private lanes. I am acquiring one such property. What are the pros and cons of buying a house on a privately owned road?
Greasby conveyancing practices will be familiar with conveyancing homeson unadopted roads. Your property lawyer should investigate title to find any rights or liabilities. It is possible that there is a management company (wholly owned by residents) that proprietors make annual payments for the upkeep of the road. If there is one, the road will likely be maintained and look nicer than council adopted.