I have just started taking steps with a view to porting my existing standard loan to a Buy to Let Clydesdale mortgage. I was told by my financial advisor that I need a solicitor as part of the process. I got in contact with the same Wallasey conveyancing solicitor who dealt with the legals when I first purchased the house. The pricing estimate supplied of £550 has surprised me as I am not require purchase conveyancing - it’s simply a straightforward remortgage.
The quote is fractionally on the expensive side. Where you are content to invest time contrasting charges you may be able to decrease the fees marginally by say a hundred pounds. On the other hand, providing that you were content with the legal work the firm offered you couldlive to regret opting for an an untested lawyer. If is important to enquire the firm can represent Clydesdale. Do make use of our search tool to get a quote a Wallasey conveyancing firm on the Clydesdale approved list of lawyers, which can often include conveyancing solicitors in Wallasey.
I have just over seventy years remaining on my lease and need a lease extension for my apartment in Wallasey. Conveyancing solicitors on the Accord Mortgages panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 12/7/2025 the requirements read as follows :
Have just purchased a repossessed house at auction in Wallasey. Conveyancing is required. What happens now?
Given that you have now legally committed yourself to purchase you should retain a conveyancing lawyer soon as you now have a pending a drop dead date to complete the property. An auction property should have a bespoke auction set of papers. This should include the copy title deeds, local authority and drainage searches. In the case of leasehold premises the conveyancing papers should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork pertinent to leasehold premises. You need to hand this to your appointed conveyancing solicitor ASAP. You also need to ensure that your finances are organised to complete on the date specified in the contract.
My wife and I buying a terrace house in Wallasey. Our aim is to an extension at the rear at the house.Will legal due diligence on the property include enquiries to see if these works were previously refused?
Your conveyancer should review the registered title as conveyancing in Wallasey will sometimes identify restrictions in the title deeds which prevent certain changes or require the consent of another owner. Some extensions need local authority planning permissions and approval under the building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these issues with a surveyor before you commit yourself to a purchase.
Completion of my purchase has taken place for my property in Wallasey. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I am thinking of appointing a conveyancing practitioner in Wallasey for my purchase. Can I review a solicitor's record with the profession’s regulator?
Anyone can review documented Solicitor Regulator Association (SRA) decisions arising from inquisitions commenced on or after 1 January 2008. Go to Check a solicitor's record. For records Pre 2008, or to check a solicitors record, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The SRA may monitor telephone calls for training reasons.
My wife and I may need to rent out our Wallasey garden flat temporarily due to taking a sabbatical. We instructed a Wallasey conveyancing practice in 2002 but they have since shut and we did not have the foresight to seek any advice as to whether the lease permits subletting. How do we find out?
Some leases for properties in Wallasey do contain a provision to say that subletting is only permitted with prior consent from the landlord. The landlord is not entitled to unreasonably refuse but, in such cases, they would need to see references. Experience suggests that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting consent.
Wallasey Leasehold Conveyancing - Sample of Questions you should consider before Purchasing
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This information is helpful as a) areas may cause problems in the block as the communal areas may begin to deteriorate if repairs remain unpaid b) if the leasehold owners have an issue with the managing agents you will need to know about it It is important to be aware if a new roof is being put on or some other significant cost is anticipated that will be shared by the leasehold owners and may well materially impact the level of the maintenance fees or require a one off payment. Many Wallasey leasehold properties will be liable to pay a service bill for maintenance of the building levied on behalf of the freeholder. If you acquire the property you will have to meet this charge, usually quarterly during the year. This can vary from several hundred pounds to thousands of pounds for large purpose-built blocks. In all likelihood there will be a ground rent to be met annual, this is usually not a significant sum, say approximately £50-£100 but you need to enquire it because sometimes it can be many hundreds of pounds.
I'm purchasing a property in Wallasey. I have found my conveyancer's company on the Law Society's list, but I can't see my lawyer's name on the list. Should I be concerned?
Not all staff in the company must be listed by the regulator. As long there is someone qualified to 'oversee' the work, the actual day-to-day activity can be conducted by unlicensed staff.