Me and my partner are buying a 2 bedroom apartment in Wirral with a mortgage. We would like to retain our Wirral conveyancer, however the mortgage company advise she’s not on their "panel". It appears that we have no choice but to use one of the mortgage company panel firms or retain our Wirral conveyancing practitioner as well as pay for one of their panel ones to represent them. This seems very unfair; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Wirral conveyancing solicitor to apply to be on the conveyancing panel.
Can you explain why leasehold purchase conveyancing in Wirral costs more?
Wirral leasehold conveyancing transactions usually involve additional investigations than freeholds including investigating the Lease, liaising with the Landlord such as serving applicable notices on the Landlord or managing agent, obtaining up-to-date service charge and management information, obtaining Landlord’s consents and reviewing management accounts and formation documents.
About to place an offer on a leasehold flat in Wirral. The selling agents assure me that it is standard for flats in Wirral to have less than 75 years remaining. I am taking out a loan with Accord Mortgages. Is this going to be a problem if the lease has Seventy One years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 10/1/2026 the requirements read as follows :
How does conveyancing in Wirral differ for newly converted properties?
Most buyers of new build or newly converted property in Wirral contact us having been asked by the seller to exchange contracts and commit to the purchase even before the property is finished. This is because builders in Wirral typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Wirral or who has acted in the same development.
Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what was supposed to be a straight forward, chain free conveyancing. Wirral is where the house is located. Can you offer any advice?
Flying freeholds in Wirral are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Wirral you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Wirral may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Hoping to buy a property located in Wirral and I am already nervous. I couldn't find anything specific about Wirral. Conveyancing will be needed in due course but do you know about the Wirral area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Wirral. In the meantime here are some basic statistics that we found