It has taken forever and a day but a loan agreement from HSBC for the refinancing of my 4 bedroom maisonette is expected imminently. Are you able to recommend a low cost conveyancing practitioner in Oxton?
You are on the wrong site if you are in need of a cheap conveyancing in Oxton. Our aim is to provide value for money conveyancing but we do not aim to advertise as being the cheapest. Do not be swayed by companies teasing you with £99 conveyancing in Oxton. The optimum outcome, in going for cheap conveyancing, you will get your money’s worth and at worst it will result in you spending a lot in extras and still not end up with the service you were hoping for.
Finally the sale completed on my house in Oxton last March yet the purchaser is texting every few hours complaining that her solicitor needs to hear from mine. What should my lawyer have done following completion?
Following your disposal your lawyer should deliver the transfer documentation and all of the paperwork to the buyer’s solicitors. Where appropriate, your conveyancer should also confirm that the legal charge in favour of the lender has been paid off to the buyers conveyancers. There are no post completion requirements unique to conveyancing in Oxton.
I have 70 years left on my lease and require a lease extension for my flat in Oxton. Conveyancing solicitors on the Virgin panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 3/4/2025 the requirements read as follows :
I have recentlydiscovered that Wolstenholmes have closed. They conducted my conveyancing in Oxton for a purchase of a leasehold apartment 12 months ago. How can I check that the property is not still registered in the name of the former proprietor?
The quickest way to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Oxton conveyancing specialists.
I am purchasing my first flat in Oxton with a loan from Bank of Scotland. The sellers refused to reduce the price so I negotiated 6k of extras instead. The sale representative suggested that I not disclose to my lawyer about the side-deal as it may affect my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey done on a house in Oxton in advance of retaining lawyers. I have been advised that there is a flying freehold element to the house. Our surveyor advised that some banks may not issue a mortgage on this type of premises.
It varies from the lender to lender. HSBC has different requirements from Birmingham Midshires. Should you wish to call us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Oxton. Conveyancing will be smoother if you use a solicitor in Oxton especially if they regularly deal with such properties in Oxton.