My grandfather passed away last year and as sole heir and executor I was left the property in Moreton. The house had a small mortgage remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Nottingham, pay off the mortgage. Is this allowed?
Where you plan to refinance then Nottingham will require that you use a conveyancer on the Nottingham conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Nottingham conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Nottingham mortgage is registered as a charge at the Land Registry.
I understand that there are debates on Chancel Insurance on online forums. Do I require this when acquiring a residence in Moreton? or I am told that there is an ancient law that means some house owners living in a parish church boundary may be liable to contribute towards maintenance to the chancel within the church. Is this relevant for conveyancing in Moreton?
Unless a prior purchase of the house took place after 12 October 2013 you may expect conveyancing practitioners carrying out conveyancing in Moreton to continue to suggest a chancel search and or insurance against a claim.
I used Stirling Law a few years past for my conveyancing in Moreton. Now, I need the files but the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Moreton of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Moreton differ for newly converted properties?
Most buyers of new build premises in Moreton come to us having been asked by the builder to sign contracts and commit to the purchase even before the premises is ready to move into. This is because house builders in Moreton usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Moreton or who has acted in the same development.
How do I locate a Moreton solicitor on the Halifax conveyancing panel? I am a keen cyclist and am willing to travel upto 10kilometers to meet the conveyancer.
You can use the tool on this page. Please choose the bank and your location and you will see a number of Moreton conveyancing lawyers based on proximity. We have listed some Moreton conveyancing firms at the bottom of this page and you can contact them to verify whether they are on the Halifax panel
We are a couple of weeks into a leasehold purchase having been referred to conveyancers by the selling agent to handle our conveyancing in Moreton. I am am starting to be dissatisfied with the quality of service. Can you you assist me in finding new conveyancers?
A solicitor would have to be really bad in order to consider diss instructing them. Has the loan offer been sent? If so you must make them aware of the replacement solicitor and get the mortgage documents are re-sent. Your new solicitor ideally should be on the mortgage company approved list to avoid added fees and delays. So that should be your starting point. Our search tool can assist you in finding a lender approved lawyer for your home move in Moreton