Completed the sale of my flat in Moreton last August but my buyer keeps telephoning daily complaining that their conveyancer is waiting to hear from mine. What should have happened following completion?
Following your disposal your conveyancer is obliged to send the transfer deeds and all of the paperwork to the buyer’s conveyancer. Depending on the transaction, your lawyer must also confirm that the mortgage has been discharged to the buyers lawyers. There are no post completion tasks just for conveyancing in Moreton.
We just had an offer accepted to purchase with Darlington Building Society. I visited a couple of high street practices yet am struggling to find a Moreton conveyancing firm on the Darlington Building Society panel. Can you assist?
Feel free to make the most of the find a lender approved solicitor tool on this site. Pick the building society and type Moreton or your preferred area and you will see numerous solicitors offices in Moreton or near you.
Will my conveyancer be raising enquiries regarding flooding as part of the conveyancing in Moreton.
The risk of flooding is if increasing concern for conveyancers dealing with homes in Moreton. Some people will buy a house in Moreton, completely expectant that at some time, it may be flooded. However, aside from the physical destruction, where a property is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or dispose of the premises. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.
Conveyancers are not qualified to impart advice on flood risk, however there are a various searches that can be undertaken by the buyer or on a buyer’s behalf which should give them a better understanding of the risks in Moreton. The conventional set of completed inquiry forms supplied to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a standard inquiry of the owner to discover if the property has historically flooded. In the event that the property has been flooded in past which is not revealed by the vendor, then a buyer may issue a claim for damages resulting from an incorrect answer. A buyer’s solicitors will also order an enviro report. This should reveal whether there is a recorded flood risk. If so, further investigations should be made.
I purchased a terraced Victorian property in Moreton. Conveyancing practitioner represented me and Barclays . I did a free Land Registry search last week and there are two entries: the first freehold, the second leasehold with the exact same property. Is it worth asking Barclays to clarify?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Moreton and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with the conveyancing solicitor who conducted the conveyancing.
Due to the advice of my in-laws I had a survey completed on a property in Moreton prior to retaining conveyancers. I have been informed that there is a flying freehold overhang to the property. My surveyor advised that some lenders will not grant a mortgage on a flying freehold property.
It varies from the lender to lender. Lloyds has different instructions from Birmingham Midshires. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Moreton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Moreton to see if the conveyancing costs will increase in light of this.
How can the Landlord & Tenant Act 1954 affect my business property in Moreton and how can your lawyers assist?
The 1954 Act gives security of tenure to business tenants, giving them the dueness to apply to court for a continuation of occupancy at the end of an expired lease. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Moreton is one of our many areas of the UK in which the firms we work with have offices