My brother-in-law has suggested I instruct a conveyancing solicitor in Flint Mountain. I need to find out whether they are on the Nationwide Building Society conveyancing panel. Could you or the lender confirm if they are on the panel?
You should e-mail the lawyer and ask them whether they can act for the bank. Otherwise you should call Nationwide Building Society who may be able to help.
I bought my house on 1 November and my personal details is not yet registered. Any reason for this? My conveyancing solicitor in Flint Mountain advises it should be recorded in a couple of weeks. Are titles in Flint Mountain particularly slow to register?
As far as conveyancing in Flint Mountain registration is no quicker or slower than the rest of the country. Rather than based on location, timeframes can differ subject to the party submitting the application, whether it is in order and whether the Land registry communicate with any other parties. Currently roughly three quarters of submission are fully dealt with within 12 days but some can be subject to protracted hold-ups. Registration is effected after the buyer is living at the premises so post completion formalities is not usually top priority but where it is urgent that the the registration takes place urgently then you or your lawyers must communicate with the Registry to express the reasoning for the application to be prioritised.
I am purchasing a new build house in Flint Mountain with a mortgage from Bank of Ireland. The builders would not budge the price so I negotiated five thousand pounds worth of extras instead. The house builders rep advised me not reveal to my conveyancer about the extras as it would impact my loan with Bank of Ireland. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking for a flat up to £235,500 and identified one close by in Flint Mountain I like with amenity areas and station in the vicinity, however it's only got 51 years unexpired on the lease. There is not much else in Flint Mountain for this price, so just wondered if I would be making a grave error purchasing a short lease?
If you require a mortgage the shortness of the lease will be problematic. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of twenty four months you can request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this matter.
As co-executor for the will of my uncle I am disposing of a property in Cardiff but reside in Flint Mountain. My lawyer (who is 200 miles awayhas requested that I sign a stat dec before the transaction finalising. Can you recommend a conveyancing lawyer in Flint Mountain who can attest and place their company stamp on the document?
Technically speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Normally or notary public or solicitor will suffice regardless of whether they are located in Flint Mountain
Should I stop my mortgage payments with Nottingham as soon as a completion date for my home sale in Flint Mountain has been set?
No, you must keep paying any mortgage sums to Nottingham until the mortgage is repaid on completion as part of your Flint Mountain conveyancing.