I am the registered owner of a freehold premises in Flint Mountain but nevertheless pay rent, why is this and what is this?
It is rare for properties in Flint Mountain and has limited impact for conveyancing in Flint Mountain but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the creation of new rentcharges from 1977 onwards.
Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 is to be dispensed with completely.
In reading moneysavingexpert.com for a recommended lawyer in Flint Mountain, most say that I must instruct a CQS accredited lawyer. What is CQS?
The Law Society's Conveyancing Quality Scheme is the recognised kitemark for legal experts in home moving process, trusted by some of the UK's leading lenders. In 2011-12 the Conveyancing Quality Scheme was officially recognised by the Council of Mortgage Lenders (CML). CQS is not a scheme offered by the Society for Licensed Conveyancers. Flint Mountain is one of the many areas in England and Wales where there are CQS solicitors.
I am helping my sister sell her flat in Flint Mountain. Does the conveyancing solicitor arrange the energy assessment or do I organise this?
Following the abolition of Home Packs, energy assessments became a compulsory element of moving house. An energy assessment needs to be commissioned prior to the property being marketed. It is not something that conveyancers normally arrange. If you are instructing a Flint Mountain conveyancing lawyer they might be willing to arrange EPC’s given their relationships with reputable local assessors
My aunt informed me that in purchasing a property in Flint Mountain there may be a number of restrictions limiting what one can do in terms of external changes to a property. Is this right?
We are aware of a number of properties in Flint Mountain which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Flint Mountain should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am selling my flat. I had a double glazing fitted in May 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Yorkshire BS are being a right pain. The Flint Mountain solicitor who is on the Yorkshire BS conveyancing panel is saying indemnity insurance will be fine but Yorkshire BS are requiring a building regulation certificate. Why do Yorkshire BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Yorkshire BS have referred the matter to their valuer. The reason why Yorkshire BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Flint Mountain?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Flint Mountain. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what should have been a quick, chain free conveyancing. Flint Mountain is the location of the property. What do you suggest?
Flying freeholds in Flint Mountain are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Flint Mountain you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Flint Mountain may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
What is the reason for my property lawyer requiring numerous items of ID before they can proceed with selling or purchasing a property in Flint Mountain?
Flint Mountain solicitors are required by the Law Society, Solicitors Regulation Authority, the Land Registry and current Money Laundering legislation to record that the have verified the identity of their clients. It is also sometimes a condition of your lender if you are taking a mortgage. In addition they have to complete various forms, particularly those relating to Land Tax and need to have information such as your full names, NI number and DOB.