I am in need of a property lawyer. Do I opt for a national conveyancer rather than a high street Flint conveyancing solicitor?
Existing third party relationships are another important factor to consider when appointing conveyancing lawyers. Flint law firms often have long term relationships with financial advisers and estate, local authorities, valuers and other law firms meaning you will move in shortest possible time. Hosting years of knowledge of the local area is also a plus .
My partner and I are getting closer to an exchange on a flat in Flint and my mum and dad have sent the exchange deposit to my property lawyer. I am now informed that as the deposit has not arrived from me my conveyancing practitioner needs to disclose this to my mortgage company. I am advised that, in also acting for the lender he must advise them that the balance of the purchase price is not just from me. I informed the bank concerning my parents' contribution when I applied for the mortgage, so is it really necessary for this now to hold matters up?
The solicitor is legally required to check with the bank to make sure that they understand that the balance of the purchase price is not from your own resources. Your solicitor can only disclose this to your bank if you permit them to, failing which, your lawyer must cease to continue acting.
Just had an offer accepted on a new build flat in Flint. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Flint
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Please confirm the Lease plans are surveyor prepared. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please provide evidence that the form of Lease proposed has been approved by the Land Registry.
Due to the input of my in-laws I had a survey completed on a property in Flint prior to retaining solicitors. I have been told that there is a flying freehold element to the property. The surveyor advised that some mortgage companies may refuse to grant a loan on such a property.
It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. Should you wish to call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Flint. Conveyancing may be slightly more expensive based on your lender's requirements.
We're novice buyers - had an offer accepted, yet the selling agent advised that the vendor will only issue a contract if we use their recommended conveyancers as they need an ‘expedited deal’. We would rather use a family solicitor accustomed to conveyancing in Flint
We suspect that the owner is unaware of this demand. If they desire ‘a quick sale', turning down a serious buyer is counter productive. Speak to the owners direct and explain that (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you are unencumbered (d) you wish to move quickly (e)but you will continue to use your own,trusted Flint conveyancing lawyers - not the ones that will earn their negotiator at the agency a introducer fee or hit his conveyancing targets demanded by senior management.
What is the difference between surveying and conveyancing in Flint?
Conveyancing - in Flint or anywhere in England and Wales - is the legal term given to transferring legal title of property from one person to another. It therefore includes the checking of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are purchasing and will help you find out about the condition of the building and, if there are problems, give you leverage for reducing the price down or asking the vendor to fix the defects prior to you move in.