It is 10 years ago since I bought my home in Flint. Conveyancing lawyers have recently been retained on the sale but I can't locate the title documents. Is this a major issue?
You need not be too concerned. Firstly there is a chance that the deeds will be with your mortgage company or they may still be with the conveyancers who acted in your purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers obtaining current official copies of the land registers. Nearly all conveyancing in Flint relates to registered property but in the unlikely event that your home is not registered it is more of a problem but is resolvable.
My wife and I buying a end of terrace house in Flint. The intention is to carry out an extension to the side at the property.Will the conveyancing process involve investigations to see if these alterations are prohibited?
Your solicitor will review the deeds as conveyancing in Flint will occasionally reveal restrictions in the title documents which prohibit categories of alterations or require the permission of a 3rd party. Certain works need local authority planning permissions and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be sensible to check these things with a surveyor ahead of any purchase.
We are getting the release of further monies on our home loan from UBS as we want to conduct renovations to our property in Flint. Do we need to appoint a nearby Flint solicitor on the UBS conveyancing panel to handle the legals?
UBS would not normally appoint firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the UBS conveyancing panel.
After months of negotiation I have agreed a price on a house in Flint. My mortgage broker recommended their conveyancers. I paid an on account payment of £150. Shortly after, the lawyer contacted me to say that they were not on the Kent Reliance conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Kent Reliance panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I bought my house on 14 April and the transaction details is yet to be registered. Should I be concerned? My conveyancing solicitor in Flint said it should be concluded in less than a month. Are properties in Flint particularly slow to register?
There is nothing unique when it comes to conveyancing in Flint registration formalities. Rather than based on location, timeframes can adjust subject to the party submitting the application, whether it is in order and whether the Land registry communicate with any interested parties. At present in the region of three quarters of submission are fully dealt with in less than three weeks but some can be subject to longer delays. Historically registration occurs once the purchaser is living at the property thus an expedited registration is not always primary concern yet where it is urgent that the the registration takes place urgently then you or your conveyancer must speak with the land registry and explain the circumstances.
I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a simple, chain free conveyancing. Flint is where the house is located. Can you offer any opinion?
Flying freeholds in Flint are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Flint you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Flint may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I need to instruct a conveyancing solicitor in Flint for my purchase. Is there any facility to review a solicitor's record with the profession’s regulator?
You may read presented Solicitor Regulator Association (SRA) determinations resulting from inquisitions from 2008 onwards. Visit Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, use +44 (0)121 329 6800. The SRA may monitor telephone calls for training purposes.
My mortgage broker has suggested using their conveyancer for the conveyancing in Flint - Is it not simpler advisable to just instruct them?
It is worth checking if the estate agent is recommending a lawyer or introducing to a solicitor. There are plenty of Flint estate agents who recommend two or three Flint conveyancing firms purely based on those lawyers offering a great service.