I have just been advised by my mortgage adviser that my Hedge End and Botley lawyer is not on the bank Conveyancing panel. What can I do to be certain if this is indeed the case?
The first thing you need to do is to call your Hedge End and Botley conveyancer. It is reasonable to expect your lawyer to advise you what has happened. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your mortgage company.
Can you vouch for a Godiva Mortgages Ltd accepted Hedge End and Botley conveyancing solicitor who can have us moved in within two weeks? Would it be better to use a high street Hedge End and Botley practice or a web based comparison site?
We can recommend some very good Hedge End and Botley conveyancing firms. You can also walk up the main road in Hedge End and Botley. Go in to a couple of firms and ask to speak with a conveyancing solicitor for a quote. Discuss your deadline together with the reasons and ask for an assurance on speed. Choose the one that you trust.
We are purchasing a property and require a conveyancing solicitor in Hedge End and Botley who is on the Co-operative approved panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Co-operative . We don't recommend any particular firms conducting conveyancing in Hedge End and Botley.
How does conveyancing in Hedge End and Botley differ for new build properties?
Most buyers of new build property in Hedge End and Botley come to us having been asked by the developer to exchange contracts and commit to the purchase even before the property is constructed. This is because new home sellers in Hedge End and Botley usually acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Hedge End and Botley or who has acted in the same development.
I opted to have a survey carried out on a house in Hedge End and Botley before appointing lawyers. I have been told that there is a flying freehold element to the property. My surveyor has said that some banks may refuse to give a mortgage on such a premises.
It depends who your proposed lender is. Lloyds has different instructions from Nationwide. Should you wish to call us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Hedge End and Botley. Conveyancing will be smoother if you use a solicitor in Hedge End and Botley especially if they are accustomed to such properties in Hedge End and Botley.
What can I do to determine who is the owner of a house in Hedge End and Botley?
Provided the premises is recorded at HMLR, and you have sufficient information of the location of the premises, you will be able to see details from the the Land Registry of the recorded owner for a a minimal charge.