My IFA says he needs my Hedge End and Botley law firm’s panel member for the Nat West conveyancing panel. What is the best way to find this out. I have tried my local Hedge End and Botley office but they have not responded to me.
The sensible thing to do is ask for this information from your Hedge End and Botley conveyancer . They maintain a central record lender panel numbers.
All was ready to complete my purchase in Hedge End and Botley next Tuesday. My conveyancer now wants me to supply her with proof of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the mortgage company. What does the insurance need to cover?
Any lawyer on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook conditions. These obligations are not limited to conveyancing in Hedge End and Botley.
is it true that all Hedge End and Botley conveyancing solicitors on the Aldermore conveyancing panel are regulated by the SRA?
As a firm of solicitors, in order to be on the Aldermore approved list of solicitors they would need to be governed by the Solicitors Regulatory Authority. Many lenders do permit licenced conveyancers on their panel and in that case the organisation would be governed by the CLC.
My wife and I have arranged a further advance on our home loan from Nottingham as we wish to conduct alterations to our home in Hedge End and Botley. Do we need to select a high street Hedge End and Botley solicitor on the Nottingham conveyancing panel to handle the paperwork?
Nottingham would not normally instruct a member of their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Nottingham list.
Two weeks ago we had a mortgage agreed in principle with Santander. Hedge End and Botley conveyancing lawyers were appointed. How long does it take for Santander to issue the offer to the conveyancing practitioner?
Some lenders take longer than others. Have Santander completed the valuation? Have you informed Santander as to your lawyers' details and checked that your lawyers are on the Santander conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
My wife and I own a 4 bedroom Georgian house in Hedge End and Botley. Conveyancing lawyer acted for me and Nationwide Building Society. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the matching property. I'd like to know for sure, how can I find out??
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hedge End and Botley and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with your conveyancing practitioner who carried out the work.
In my capacity as executor for the estate of my grandmother I am disposing of a property in Cardiff but I am based in Hedge End and Botley. My conveyancer (approximately 200 miles awayneeds me to sign a stat dec before completion. Can you recommend a conveyancing lawyer in Hedge End and Botley to attest and place their company stamp on the document?
strictly speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will do regardless of whether they are located in Hedge End and Botley
Finally our conveyancing in Hedge End and Botley is completing this Friday, however the vendors I am purchasing off wishes to vacate 24 hours later at PM. Do I accept such a plan?
In situations where you need a bank loan then your property lawyer will insist that you have vacant possession on Friday - the bank will insist on it.