I am looking for value for money property lawyer. Do I opt for a web based conveyancer as opposed to a high street Hedge End and Botley conveyancing lawyer?
In the main conveyancing solicitors in your location will benefit from good relationships with your local authority, which can assist with the Hedge End and Botley conveyancing searches that your conveyancer will require on your transaction. It can only assist if they enjoy good rapport with the Local Land Registry Office your area Hedge End and Botley, other conveyancers in the location and Hedge End and Botley Estate Agents.
In what way does my ID and proof of funds have anything to do with my conveyancing in Hedge End and Botley? Is this really necessary?
In order to comply with Money Laundering Regulations any Hedge End and Botley conveyancing firm will require evidence of your identity in all conveyancing transactions. This is usually satisfied by provision of a passport and an original bank statement or utility account evidencing where you live.
Under Money Laundering Regulations, conveyancing solicitors are obliged by law to check not just the identity of conveyancing clients but also the origin of the money that they receive in respect of any matter. An unwillingness to disclose this will lead to your lawyer ending their retainer with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.
Your conveyancers will have an obligation to notify the relevant authorities should they consider that any amounts received by them may contravene the Anti-terror and anti-money-laundering rules.
A friend pointed out to me me that in purchasing a property in Hedge End and Botley there could be a number of restrictions affecting the ability to carry out external alterations to the property. Is this right?
There are anumerous of properties in Hedge End and Botley which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Hedge End and Botley should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am purchasing a property in Hedge End and Botley. An unusual aspect is that the roof has a solar panel. Leeds Building Society have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Leeds Building Society your lawyer must check the conveyancing instructions set out in Section 2 of UK Finance Lenders’ Handbook for Leeds Building Society. The Council of Mortgage Lenders’ Handbook sets out minimum requirements for solar panel roof-space leases, and property lawyers are required to report to Leeds Building Society where a lease fails to comply with these requirements. The requirements relate to the installation of panels on properties in England and Wales and is not limited to Hedge End and Botley.
The formalities of my remortgage has taken place for my property in Hedge End and Botley. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I need some quick conveyancing in Hedge End and Botley as I have pressure to exchange contracts inside 3 weeks. A mortgage is not required. Can I escape the need for conveyancing searches to save fees and time?
As you are are a mortgage free buyer you are at liberty not to have searches conducted although no law firm would advise that you don't. Drawing on our experience of conveyancing in Hedge End and Botley the following are examples of what can crop up and therefore impact future mortgageability: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Road Schemes,...
How does conveyancing in Hedge End and Botley differ for newly converted properties?
Most buyers of new build premises in Hedge End and Botley approach us having been asked by the builder to exchange contracts and commit to the purchase even before the house is ready to move into. This is because house builders in Hedge End and Botley tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Hedge End and Botley or who has acted in the same development.
My father has suggested that I appoint his lawyers for conveyancing in Hedge End and Botley. Should I choose my own property lawyer?
There are no two ways about it the ideal way to choose a conveyancing practitioner is to have recommendations from friends or family who have actually used the solicitor that you are contemplating using.