It has come to my attention via my estate agent that my Bishops Waltham solicitor is not on the bank Conveyancing panel. What can I do to be sure whether this is correct?
Your first step should be to call your Bishops Waltham lawyer directly. You lawyer should inform you what has happened. If they are not on the panel they may be able to suggest a Bishops Waltham conveyancing firm that is on the conveyancing panel for your mortgage company.
Do the conveyancing solicitors listed on your site handle conveyancing in Bishops Waltham by way of an attended exchange?
We do have a number of conveyancing experts carrying out 24hr exchanges. You should e-mail us to receive a conveyancing quote and details as to dates.
We wanted to use a property lawyer in Bishops Waltham for our house purchase. Our financial adviser informed us that our bank Bank of Scotland won't deal with them. Surely this is unduly restrictive?
Mortgage Companies ordinarily imposes restrictions either the type or the amount of conveyancing solicitors on their approved list of lawyers. Typical examples of such criteria being that a law practice must not be a sole practitioner. As well as restricting the profile of firm, some have decided to limit the number of firms they use to represent them. You should note that Bank of Scotland have no responsibility for the quality of advice provided by any member of Bank of Scotland Conveyancer Panel. Mortgage fraud was a primary driver in the reduction of solicitor panels a few years ago even though there remains differing opinions regarding the extent of solicitor involvement in some of that fraud. Statistics from the Land Registry reveal that plenty of law firms, including some in or near Bishops Waltham only conduct very few conveyances a year.
I require fast conveyancing in Bishops Waltham as I have an ultimatum to exchange contracts within one month. Fortunately I do not require a mortgage. Can I avoid the conveyancing searches to save fees and time?
As you are are a cash buyer you have the choice not to do searches although no lawyer would advise that you don't. With plenty of history conveyancing in Bishops Waltham the following are instances of what can crop up and adversely impact future mortgageability: Enforcement Notices, Overdue Fees, Outstanding Grants, Unadopted Roads,...
I have recentlybeen informed that Wolstenholmes have been shut down. They conducted my conveyancing in Bishops Waltham for a purchase of a leasehold apartment 18 months ago. How can I check that the property is registered correctly in the name of the previous owner?
The easiest method to check if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Bishops Waltham conveyancing specialists.
Over the last few months I have been searching for a ground for flat up to £305k and found one near me in Bishops Waltham I like with a park and railway links in the vicinity, however it's only got 49 years unexpired on the lease. I can't really find anything else in Bishops Waltham for this price, so just wondered if I would be making a mistake buying a short lease?
If you require a mortgage the shortness of the lease will be problematic. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of 2 years you can ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer about this.