We note that you have a post code search directory listing firms on the Lloyds conveyancing panel. Do companies pay you a commission if I appoint them for our own conveyancing in Bishops Waltham?
We are a listing service only for law firms wishing to communicate if they are on the Lloyds conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Bishops Waltham.
A relative suggested that where I am buying in Bishops Waltham I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is occasionally included in the estimate for your Bishops Waltham conveyancing searches. It is a large report of more than thirty pages, listing and detailing important information about Bishops Waltham around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Bishops Waltham Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Bishops Waltham Education with maps and statistics, Local Amenities and other useful data concerning Bishops Waltham.
I have todaydiscovered that Action Conveyancing have closed. They carried out my conveyancing in Bishops Waltham for a purchase of a leasehold apartment 12 months ago. How can I establish that the property is not still registered in the name of the previous owner?
The easiest way to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Bishops Waltham conveyancing specialists.
I'm buying my first flat in Bishops Waltham with a loan from Barclays Direct. The sellers would not budge the price so I negotiated £7000 of additionals instead. The property agent told me not disclose to my conveyancer about the side-deal as it would impact my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold element on a property I put an offer in two weeks back in what was supposed to be a quick, chain free conveyancing. Bishops Waltham is the location of the property. Can you offer any opinion?
Flying freeholds in Bishops Waltham are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Bishops Waltham you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bishops Waltham may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Am I right to be suspicious that 3rd parties that I am dealing with are suggesting a national conveyancing firm rather than a High Street Bishops Waltham conveyancing company?
As is the case with many service providers, often referrals from connections can be extremely useful or valuable. Yet there are numerous people with a vested interest in a conveyancing transaction; estate agents, mortgage brokers and mortgage companies might all suggest lawyers to retain. Sometimes the conveyancers might be known to one of the organisations as experts in their field, but sometimes there may be a financial incentive behind the endorsement. You have the right to appoint your own lawyer. Don't forget that the majority of lenders operate an approved list of conveyancers you must use for the lender aspect of your home move.