I am need of leasehold conveyancing for an apartment in a relatively new development (6 years built) in Bishops Waltham. The vast majority the flats have already been sold. Do I need carry out the conveyancing searches as part of conveyancing in Bishops Waltham?
You would be taking a significant risk in not carrying out Bishops Waltham conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying mortgage free there is no legal necessity to have them, but we would seriously advise in no uncertain terms that you have them. If accelerating the process and price are top of your concerns you should discuss with your lawyer about the option of search insurance
We're in Bishops Waltham, FTBs purchasing with a mortgage (lender is Principality , and our solicitor is on the Principality conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Principality conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I am purchasing a terrace house in Bishops Waltham. The intention is to an extension at the rear at the property.Will legal investigations on the property involve checks to see if these works are permitted?
Your conveyancer should review the registered title as conveyancing in Bishops Waltham can sometimes identify restrictions in the title deeds which restrict certain works or need the consent of another owner. Many additions call for local authority planning consent and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be prudent to check these issues with a surveyor ahead of any purchase.
I have a mortgage with Co-operative for my property in Bishops Waltham. Conveyancing has been completed 12 months ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Co-operative?
Your original mortgage agreement with Co-operative will provide that you need their approval before renting your property as this is likely to be a breach of Co-operative’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Co-operative directly. You need not do this via a Co-operative conveyancing panel solicitor.
The formalities of my purchase has taken place for my property in Bishops Waltham. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I am downsizing from my home. My past conveyancers have shut. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Bishops Waltham if that makes things easier.
Please use our search tool to help you choose a solicitor for your conveyancing in Bishops Waltham. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
We're new on the property ladder - agreed a price, yet the property agent informed us that the vendor will only proceed if we use the agent's preferred conveyancers as they are insisting on a ‘quick sale’. Our preferred option is to instruct a high street solicitor who is familiar with conveyancing in Bishops Waltham
We suspect that the seller is not behind this demand. Should the vendor want ‘a quick sale', taking such a hostile approach to a genuine purchaser is going to damage their objectives. Speak to the vendors direct and explain that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)but you will continue to appoint your preferred Bishops Waltham conveyancing solicitors - rather thanthose that will give their negotiator at the agency a kickback or meet his conveyancing figures set by corporate headquarters.
Why is New Build conveyancing in Bishops Waltham more expensive?
Conveyancing in Bishops Waltham for newly converted or new build properties often involve adoption of highways & drains, building regulations approval, planning permission, new build warranties such NHBC as well as further investigations and contractual concerns.