Can I be sure that the Chandlers Ford conveyancing solicitor on the Nationwide panel is any good?
When it comes to conveyancing in Chandlers Ford getting recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the solicitor handling your transaction.
We were going to get a AIP from Leeds Building Society this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Leeds Building Society recommend any Chandlers Ford solicitors on the Leeds Building Society conveyancing panel, or is it better to go independently?
You will need to appoint Chandlers Ford solicitors independently although you'll need to choose one on the Leeds Building Society conveyancing panel. The solicitor represents both you and Leeds Building Society through the process.
Planning on purchasing a maisonette in Chandlers Ford. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Lloyds conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Chandlers Ford property lawyer is on the Lloyds conveyancing panel.
My partner and I are selling our house in Chandlers Ford and according to the buyers it appears that there is a risk of it being constructed on contaminated land. A local conveyancer would know that there is no such problem. It does beg the question why the purchasers instructed a nationwide conveyancing firm rather than a conveyancing solicitor in Chandlers Ford. Having lived in Chandlers Ford for three years we know of no issue. Should we get in touch with our local Authority to seek clarification that the buyers are looking for.
It would appear that you have a conveyancing firm already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
My wife and I have a semi-detached Victorian property in Chandlers Ford. Conveyancing lawyer acted for me and Bank of Scotland. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold under the exact same property. If a house is not a freehold shouldn't I have been informed?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chandlers Ford and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with the conveyancing solicitor who carried out the work.
How does conveyancing in Chandlers Ford differ for newly converted properties?
Most buyers of new build property in Chandlers Ford contact us having been asked by the builder to sign contracts and commit to the purchase even before the property is constructed. This is because builders in Chandlers Ford usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Chandlers Ford or who has acted in the same development.
I own a leasehold flat in Chandlers Ford. Conveyancing and Birmingham Midshires mortgage organised. I have received a letter from someone claiming to own the freehold. It included a ground rent demand for rent dating back to 1992. The conveyancing solicitor in Chandlers Ford who acted for me is not around. Any advice?
First make enquiries of the Land Registry to be sure that the individual claiming to own the freehold is in fact the registered owner of the freehold reversion. It is not necessary to instruct a Chandlers Ford conveyancing lawyer to do this as it can be done on-line for less than a fiver. You should note that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I am the registered owner of a leasehold flat in Chandlers Ford, conveyancing having been completed November 2008. Can you please calculate a probable premium for a statutory lease extension? Equivalent flats in Chandlers Ford with an extended lease are worth £186,000. The ground rent is £55 yearly. The lease ceases on 21st October 2078
With just 52 years unexpired we estimate the price of your lease extension to span between £29,500 and £34,000 as well as professional fees.
The figure that we have given is a general guide to costs for extending a lease, but we are not able to supply a more accurate figure in the absence of comprehensive investigations. You should not use this information in tribunal or court proceedings. There may be other concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. Neither should you take any other action based on this information before seeking the advice of a professional.
Myself and my husband have just had an offer accepted on a property and had an appointment on Wednesday with the Post Office for the mortgage. They advised us that when it comes to choosing a conveyancing practitioner that unless they are on their approved list of conveyancing practitioners then we will incur a further charge of £200. This is because they would then have to instruct a conveyancer to act for them in addition to the one we appoint for ourselves and we assume responsibility for their invoice. I have requested the Post Office to send me with a list so I can obtain quotes only from their approved conveyancers but was told they dont have such a list to hand over. Is there a list online?
You can enquire of the Post Office what their criteria for panel membership is for a solicitor.Then ask the property lawyer of your choice whether they fit that criteria and have they acted on mortgages for the Post Office before. If the answer to those is yes, then just double check with the Post Office. Another option is to make use of our search facility and we should be able to identify a property lawyer in Chandlers Ford on the approved list for the Post Office.