I do hope you can help me. My Chandlers Ford conveyancer is assuring me that he is legally obliged toapply for Chandlers Ford conveyancing searches stemming from the fact thatthe firm are on the Virgin Moneyapproved lawyer panel. Do I not have any options here?
Unfortunately both you and your lawyer have little choice here. As you are taking a home loan with a lender your solicitor has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to comply with the CML Handbook provisions . Even if you were a cash buyer you would be ill advised not to carry out Chandlers Ford conveyancing searches.
We are getting the release of further funds on our home loan from Yorkshire BS as we intend to conduct renovations to our house in Chandlers Ford. Do we need to choose a bricks and mortar Chandlers Ford solicitor on the Yorkshire BS conveyancing panel to handle the paperwork?
Yorkshire BS do not ordinarily instruct firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Yorkshire BS list.
I have paid off my mortgage with Nottingham. I assume I don't need a Chandlers Ford conveyancing practitioner on the Nottingham panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Nottingham mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nottingham mortgage from the register. Nottingham, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nottingham has sent the Land Registry the discharge electronically, and
- Nottingham has instructed the Land Registry to do so
Intending to buy a maisonette in Chandlers Ford. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Clydesdale conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Chandlers Ford solicitor is on the Clydesdale conveyancing panel.
The deeds to my property can not be found. The lawyers who dealt with the conveyancing in Chandlers Ford 4 years ago are no longer around. What are my next steps?
These day there are duplicates made of almost everything, and your solicitor will be aware exactly where to find all the appropriate paperwork so you may buy or dispose of your property without a hitch. If duplicates are not available, your lawyer can arrange cover in the form of insurance or indemnities protecting you against possible claims on your premises.
In sourcing the internet for the term cheap conveyancing in Chandlers Ford it shows results of numerous property lawyersin the vicinity. With so much choice what is the best way to find the suitable conveyancing solicitor for me?
The preferential way of choosing a suitable conveyancer is via trusted testimonial, so ask colleagues and family who have bought a property in Chandlers Ford or a local estate agent or financial adviser. Costs for conveyancing in Chandlers Ford differ, so it's a good idea to obtain at least three fee estimates from different conveyancers. Dont forget to clarify that the fees are fixed.
Estate agents have just been given the go-ahead to market my garden flat in Chandlers Ford. Conveyancing has not commenced, however I have recently had a half-yearly maintenance charge invoice – should I leave it to the buyer to sort out?
The sensible thing to do is clear the maintenance contribution as usual as all rents and maintenance payments should be allotted on completion, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
I bought a 2 bed flat in Chandlers Ford, conveyancing formalities finalised 9 years ago. Can you please calculate a probable premium for a statutory lease extension? Similar properties in Chandlers Ford with a long lease are worth £207,000. The ground rent is £60 invoiced annually. The lease terminates on 21st October 2083
With just 57 years remaining on your lease the likely cost is going to be between £28,500 and £33,000 as well as costs.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed due diligence. Do not use this information in tribunal or court proceedings. There are no doubt additional issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Please do not take any other action based on this information without first getting professional advice.
What are my options where I am dissatisfied with the conveyancing practitioner who conducted my conveyancing in Chandlers Ford?
Occasionally the level of service you receive is not as you expect, and is is a fact of life that occasionally matters do not go as planned. Nevertheless there is recourse if you were dissatisfied with your conveyancing in Chandlers Ford. This varies from trying to resolve matters directly with them, through to reporting a lawyer to their regulator. If things still aren’t sorted out you may consider enlisting the help of the Legal Ombudsman.