I am not well enough to travel far from Handsworth. Can you please explain the reason why all Handsworth conveyancing practitioners are not on all lender panels?
Mortgage Companies tend to impose restrictions on either the type or volume of conveyancing firms on their approved list of lawyers. A common example of such criteria being that the organisation needs to have at least two partners. As well as restricting the nature of firm, some lenders decided to reduce the size of their panel they permit to represent them. It is worth noting that banks have no responsibility for the accuracy of advice supplied by any Handsworth lawyer on their panel. Property fraud was the main trigger for the culling of solicitor panels a few years ago even though there are conflicting thoughts concerning whether solicitors sat at the center of that fraud. Data from the Land Registry indicates that thousands of law firms only conduct less than three conveyances annually. Those supporting conveyancing panel consolidation question why conveyancing firms should have the right to be listed on a conveyancing panel when clearly conveyancing is not their primary expertise?
I own a freehold residence in Handsworth but nevertheless invoiced for rent, why is this and what is this?
It is rare for properties in Handsworth and has limited impact for conveyancing in Handsworth but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the creation of fresh rentcharges post 1977.
Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be dispensed with completely.
My grandmother passed away 10 months ago and as sole heir and executor I was left the property in Handsworth. The house had a small mortgage remaining of approximately £5k. I want to have the title changed into my name whilst I re-mortgage to Aldermore, pay off the mortgage. Is this possible?
Where you intend to refinance then Aldermore will require that you use a conveyancer on the Aldermore conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Aldermore conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Aldermore mortgage is registered as a charge at the Land Registry.
My colleague recommended that where I am purchasing in Handsworth I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes quoted for as part of the standard Handsworth conveyancing searches. It is a large document of more than thirty pages, listing and setting out significant information about Handsworth around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Handsworth Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Handsworth Education with maps and statistics, Local Amenities and other useful data about Handsworth.
I am a sole trader intending to lease a unit on a shopping parade. Can you recommend solicitors offering competitive costs for non-domestic conveyancing in Handsworth for below 2k?
We are happy to recommend firms who have well rounded knowledge of commercial conveyancing in Handsworth, including the sale and acquisition of businesses as well as simply premises. Whether you are looking to buy or dispose of a shop, pub, restaurant, office, retail premises or a complete business we can find you the right firm. Regarding the costs this will depend on the structure and terms of the deal. Let us have your contact information or telephone so as to enable us to supply you with a detailed commercial conveyancing quote.
I need to instruct a conveyancing practitioner in Handsworth for my house move. Is it possible to see a firm’s record with the legal regulator?
You can find documented Solicitor Regulator Association (SRA) determinations stemming from inquisitions from 2008 onwards. Visit Check a solicitor's record. For information Pre 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The regulator may recorded telephone calls for training reasons.