Me and my fiance are buying a ground floor flat in Edgbaston. My Conveyancer is not on the mortgage company solicitor panel. Can I still continue with my Edgbaston conveyancing solicitor even though they are excluded from the bank approved list?
You will need to use a solicitor to deal with the legal work required when you take out a loan to buy your property. The solicitor will conduct all the essential legal checks on the property, ensuring that you’re properly registered as the owner and ensure that all the required mortgage paperwork is in order. One could select a Edgbaston property lawyer of your choosing. Nevertheless, if the conveyancer appointed is not on the mortgage company conveyancing panel further fees will be incurred as separate legal representation will be need by the bank. Bank panel applications can be submitted, so if your lawyer has not in the past applied for membership they should take the opportunity to apply.
I am considering applying for a Co-operative mortgage for purchase of a newly converted (under development) in Edgbaston with 60% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Co-operative ?
There is nothing to stop you using your solicitor, but Co-operative will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
Despite weeks of looking the Title Certificate and documents to our home are lost. The lawyers who dealt with the conveyancing in Edgbaston 4 years ago have long since closed. What are my options?
Assuming you have a registered title the details of your proprietorship will be recorded by the Land Registry with a Title Number. It is easy to carry out a search at the Land Registry, find your house and order up to date copies of the Registered Entries for a small fee. If the title is Leasehold then the Land Registry will also normally hold a file copy of the Registered Lease and again, a copy can be obtained for twenty pounds.
How does conveyancing in Edgbaston differ for newly converted properties?
Most buyers of new build property in Edgbaston come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because developers in Edgbaston typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Edgbaston or who has acted in the same development.
I am a sole trader wishing to lease a unit on the high street. Can you recommend lawyers offering no-move-no costs for non-domestic conveyancing in Edgbaston for less than £2000?
We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Edgbaston, including the disposal and purchase of businesses as well as simply property. Whether you are looking to purchase or sell a shop, pub, restaurant, office, retail premises or a complete business we can find you the right lawyer. As for the fees this will depend on the structure and complexity of the deal. Please provide us with your details or phone us so that we may provide you with a fixed commercial conveyancing quote.
I am looking for a conveyancing practitioner in Edgbaston for my home move. Is there any facility to check a firm’s record with the legal regulator?
Anyone can see documented Solicitor Regulator Association (SRA) decisions resulting from investigations started on or after 1 January 2008. Visit Check a solicitor's record. To find details about the period before 1 January 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, dial +44 (0)121 329 6800. The regulator sometimes monitor call for training requirements.