My Ladywood solicitor has discovered a discrepancy when comparing the assumptions in the valuation report and what is in the title deeds. My lawyer has advised that he must ensure that the bank is OK with this discrepancy and is still content to lend. Is my solicitor’s stance appropriate?
Your lawyer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
Can you explain why leasehold purchase conveyancing in Ladywood is more expensive?
In short, leasehold conveyancing in Ladywood and Birmingham usually warrants additional due diligence compared to freehold conveyancing. This includes reviewing the lease, corresponding with the landlord concerning serving required notices, procuring up-to-date service charge and management information, procuring the freeholder’s consents and reviewing management accounts. The obligations on both the landlord and the tenant in the lease need to be studied by the buyer’s conveyancing team and read from beginning to end – regardless of the fact the lease has passed through many different property solicitors hands since it was first granted.
I am assisting my step-mother sell her property in Ladywood. Will the conveyancing solicitor commission the EPC or it is for the seller to see to?
Following the demise of HIPs, EPC’s was left as a compulsory part of selling a property. An energy assessment needs to be to hand in advance of the property being put on the market. It is not as aspect of the sale process that solicitors normally arrange. If you are using a Ladywood conveyancing solicitor they might help arrange energy assessments due to their relationships with long established local assessors
When it comes to mortgage companies such as Virgin Money, do Ladywood property lawyers face a yearly amount to be on the list of approved solicitors?
We are not aware of any lender fees to be on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
My offer was accepted on an apartment in Ladywood on 20/8/2025, valuation was booked five days later, all came back fine. Property lawyer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to UBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the UBS conveyancing panel. Are UBS entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for UBS to deal with your lawyer's application to be on the UBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Ladywood. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Ladywood
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Please supply a car parking plan. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.
I am looking to sell my property. My former lawyers has retired. I am in need of a recommendation of a conveyancing firm. I happen to live in Ladywood if that makes things easier.
Please use our search tool to help you choose a solicitor for your conveyancing in Ladywood. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
I am looking for a conveyancing solicitor in Ladywood for my purchase. Is it possible to see a solicitor's record with the profession’s regulator?
Members of the public can search for published Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Go to Check a solicitor's record. To find records Pre 2008, or to check a solicitors record, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, dial +44 (0)121 329 6800. The SRA may recorded telephone calls for training reasons.