The sellers of the house we are hoping to buy are using a conveyancing practitioner in Hanworth who has insisted on a lock out agreement with a payment 6,000. Are such arrangements appropriate for Hanworth conveyancing transactions?
This kind of contract is unusual in Hanworth, conveyancers are not keen on them as they divert attention from the main conveyancing focus and if you end up having your deposit forfeited then the solicitor at best left with an upset client and at worst a litigious one. Furthermore, there is no assurance that just because the seller has entered into an exclusivity agreement they will complete the sale with you. They may be in contravention of the contract if they receive a big enough financial inducement to do so because a wronged claimant with the benefit of a lockout agreement will still be legally obliged to show losses as a consequence of the breach and this may not amount to the financial benefit that your vendor may gain by breaking the agreement, however morally reprehensible the behaviour is.
I am considering applying for a Principality mortgage for purchase of a new build (under development) in Hanworth with 65 per cent LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Principality ?
There is nothing to stop you using your solicitor, but Principality will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
Is it the case that all Hanworth CQS (Conveyancing Quality Scheme) solicitors are on the Barclays conveyancing panel?
Some major lenders now utilise the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their approved list of conveyancing solicitors.
It is unclear whether my bank requires a lease extension. I have called my Hanworth building society branch on numerous occasions and was informed it wasn't a problem and they will lend. My Hanworth conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
As long as the property lawyer is on the mortgage company approved list, she or he must follow the Council of Mortgage Lenders’ Handbook specifications for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I had an offer accepted on an apartment in Hanworth on 31/10/2025, valuation was booked 2 days later, received a clean bill of health. Conveyancer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Skipton and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Skipton conveyancing panel. Are Skipton entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Skipton to deal with your lawyer's application to be on the Skipton conveyancing panel. There's no guarantee that your solicitor will be accepted.
Due to the guidance of my in-laws I had a survey completed on a house in Hanworth in advance of instructing lawyers. I have been told that there is a flying freehold aspect to the property. The surveyor advised that some lenders may refuse to give a mortgage on this type of premises.
It depends who your proposed lender is. Lloyds has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Hanworth. Conveyancing will be smoother if you use a solicitor in Hanworth especially if they are accustomed to such properties in Hanworth.
I need to appoint a conveyancing solicitor for leasehold conveyancing in Hanworth. I happened to stumble upon a web site which looks to be the perfect answer If there is a chance to get all formalities done via phone that would be preferable. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
How much experience do your Hanworth conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Hanworth conveyancing lawyers help thousands of buyers move home every year and helped lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Hanworth conveyancers have worked on recent similar matters.