I am about to put an offer on a leasehold flat in Hanworth. The selling agents say that it is normal for flats in Hanworth to have less than 75 years remaining. I am getting a mortgage with Tesco Bank. Will the property be mortgageable given that the lease has Seventy One years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 30/5/2025 the requirements read as follows :
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Hanworth?
Two types of professional can carry out conveyancing in Hanworth namely CLC regulated conveyancers or solicitors. Both professionals handle conveyancing services that you need to complete the sale or acquisition of property. They are both duty bound to handle Hanworth conveyancing to the same standards and guidelines so you may be safe in the knowledge that your conveyancing will be professionally conducted and that the necessary procedures will be correctly followed.
I am helping my mother sell her house in Hanworth. Does the solicitor commission an EPC or should I organise this?
After the abolition of Home Packs, EPC’s became a required component of selling a property. An energy assessment needs to be to hand in advance of the property being advertised. It is not as aspect of the sale process that law firms normally arrange. If you are using a Hanworth conveyancing practitioner they may help arrange energy performance certificates given their contacts with reputable Hanworth providers
Does a directory service exist listing Clydesdale panel solicitors in Hanworth on the Building Society Association’s Website?
Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. A small selection of banks make their panel listings viewable over the internet. Where you are in need of a Hanworth conveyancer on the Clydesdale please use our tool.
Due to the guidance of my in-laws I had a survey completed on a house in Hanworth prior to appointing conveyancers. I have been told that there is a flying freehold aspect to the house. Our surveyor has said that some mortgage companies will refuse to grant a mortgage on such a premises.
It depends who your proposed lender is. Bank of Scotland has different instructions from Nationwide. If you contact us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Hanworth. Conveyancing will be smoother if you use a solicitor in Hanworth especially if they regularly deal with such properties in Hanworth.
Are there any apps to help search for a Hanworth law firm on the Barclays conveyancing panel? I have a car and am happy to travel upto 20miles to meet the solicitor.
You can use the tool on this website. Please pick a mortgage company and your location and you will see a number of Hanworth conveyancing lawyers based on proximity. We have detailed some Hanworth conveyancing firms at the bottom of this page and you can telephone them to verify whether they are on the Barclays member panel
I need to find a conveyancing solicitor for freehold conveyancing in Hanworth. I happened to chance upon a site which seems to have the ideal offering If it is possible to get all this stuff completed via phone that would be ideal. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Can you provide any advice for leasehold conveyancing in Hanworth with the purpose of expediting the sale process?
- A significant proportion of the delay in leasehold conveyancing in Hanworth can be reduced where you appoint lawyers as soon as you market your property and request that they start to put together the leasehold information which will be required by the purchasers’ lawyers. You may think that you are aware of the number of years remaining on your lease but it would be advisable double-check by asking your lawyers. A purchaser's conveyancer will not be happy to advise their client to proceed with the purchase of a leasehold property the remaining number of years is under 75 years. In the circumstances it is important at an early stage that you consider whether the lease term requires a lease extension. If it does, contact your solicitors before you put your home on the market for sale. If you have had any disputes with your landlord or managing agents it is very important that these are resolved prior to the flat being put on the market. The buyers and their solicitors will be concerned about purchasing a property where a dispute is unsettled. You may have to bite the bullet and pay any arrears of service charge or settle the dispute prior to completion of the sale. It is therefore preferable to have any dispute settled ahead of the contract papers being issued to the buyers’ solicitors. You are still duty bound to disclose details of the dispute to the buyers, but it is clearly preferable to reveal the dispute as historic rather than ongoing. If you hold a share in a the freehold, you should ensure that you hold the original share certificate. Organising a replacement share certificate can be a lengthy process and slows down many a Hanworth conveyancing deal. Where a duplicate share certificate is required, do contact the company director and secretary or managing agents (if relevant) for this as soon as possible. Many landlords or Management Companies in Hanworth charge for supplying management packs for a leasehold premises. You or your lawyers should find out the fee that they propose to charge. The management pack can be applied for as soon as you have a buyer, thus reducing delays. The average time it takes to receive management information is three weeks. It is the most usual cause of delay in leasehold conveyancing in Hanworth.
I have attempted and failed to negotiate with my landlord to extend my lease without any joy. Can the Leasehold Valuation Tribunal adjudicate on such matters? Can you recommend a Hanworth conveyancing firm to act on my behalf?
Where there is a absentee freeholder or if there is disagreement about the premium for a lease extension, under the relevant legislation you can apply to the Leasehold Valuation Tribunal to calculate the amount due.
An example of a Lease Extension case for a Hanworth property is 147 Redford Close in June 2012. The Tribunal determined the lease extension premium to be at £4,200 This case related to 1 flat. The unexpired term as at the valuation date was 82.93 years.