I have 71 years left on my lease and require a lease extension for my apartment in Whitton. Conveyancing solicitors on the Tesco Bank panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 25/8/2025 the requirements read as follows :
Will our lawyer be raising enquiries about flooding during the conveyancing in Whitton.
The risk of flooding is if increasing concern for conveyancers carrying out conveyancing in Whitton. There are those who purchase a house in Whitton, completely expectant that at some time, it may suffer from flooding. However, aside from the physical destruction, where a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or dispose of the premises. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.
Solicitors are not qualified to offer advice on flood risk, however there are a number of searches that may be undertaken by the buyer or on a buyer’s behalf which can give them a better appreciation of the risks in Whitton. The standard completed inquiry forms sent to a buyer’s solicitor (where the Conveyancing Protocol is adopted) contains a standard inquiry of the owner to find out whether the premises has ever been flooded. In the event that the property has been flooded in past which is not notified by the seller, then a purchaser may issue a claim for damages as a result of such an incorrect response. A purchaser’s conveyancers may also carry out an enviro report. This will higlight if there is a recorded flood risk. If so, more detailed investigations will need to be made.
4 months have elapsed since my purchase conveyancing in Whitton completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am buying a new build house in Whitton with a mortgage from Accord Mortgages Ltd. The developers refused to budge the amount so I negotiated 6k of additionals instead. The estate agent suggested that I not inform my lawyer about the side-deal as it will adversely affect my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey carried out on a property in Whitton prior to retaining solicitors. I have been informed that there is a flying freehold aspect to the house. Our surveyor has said that some lenders may refuse to give a mortgage on this type of property.
It varies from the lender to lender. HSBC has different requirements from Birmingham Midshires. If you call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Whitton. Conveyancing will be smoother if you use a solicitor in Whitton especially if they are accustomed to such properties in Whitton.
We're new on the property ladder - agreed a price, but the selling agent told us that the owners will only issue a contract if we use the agent's recommended solicitors as they want an ‘expedited deal’. Our preferred option is to instruct a family conveyancer used to conveyancing in Whitton
It is improbable the sellers are behind this. Should the seller want ‘a quick sale', taking such a hostile approach to a genuine buyer is likely to cause more damage than good. Speak to the vendors direct and make sure they comprehend that (a)you are keen to buy (b)you are ready to go, with finances arranged © you do not need to sell (d) you wish to move quickly (e)but you are going to appoint your own,trusted Whitton conveyancing lawyers - as opposed tothose that will provide their negotiator at the agency a introducer fee or hit his conveyancing thresholds set by senior management.