I plan on purchasing a maisonette in Hampton. My lawyer has never been on on the bank solicitor list. Can I still use my Hampton conveyancing solicitor even though they are not on the mortgage company panel of approved conveyancing solicitors?
Various options include
- Carry on with your existing Hampton conveyancer but your lender will undoubtedly appoint a conveyancing practitioner from their approved panel. This will result in additional cost together with probable delay.
- Get a fresh lawyer to conduct the conveyancing, making sure they are on the lender conveyancing panel.
- Convince your lawyer to apply to join the mortgage company panel
Our lender has suggested solicitors on their panel based in Hampton but I would rather use a conveyancing lawyer in Hampton round the corner to me. Can you help?
Not all Hampton conveyancing practices are listed all banks conveyancing panel. Do make use of the above find an approved solicitor tool to choose a Hampton conveyancing solicitor on the on the bank panel.
The deeds to my property are lost. The solicitors who dealt with the conveyancing in Hampton 5 years ago are no longer around. What do I do?
Assuming you have a registered title the details of your proprietorship will be retained by the Land Registry under a Title Number. It is possible to execute a search at the Land Registry, find your house and get up to date copies of the property title for a small fee. Where the title is Leasehold then the Land Registry will also normally hold a certified copy of the Registered Lease and again, a copy can be obtained for a small fee.
I am looking for a flat up to £195,000 and found one round the corner in Hampton I like with amenity areas and station in the vicinity, the downside is that it only has 52 years on the lease. There is not much else in Hampton suitable, so just wondered if I would be making a grave error buying a lease with such few years left?
If you need a mortgage the shortness of the lease will be problematic. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the property for at least 2 years you can ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor about this matter.
I'm remortgaging my primary home to a buy to let mortgage with HSBC Bank and intend to use the remaining equity as a deposit on further property. The location we are interested in is Hampton. Will your lawyers be able to act for both sets of mortgage companies and link together the two deals?
Do use our comparison tool on this site to check that the conveyancers are approved by both banks. Having checked that they are your conveyancer should be able to simultaneously deal with the two deals but you should talk with you lawyer and communicate your expectations and needs.
We're first time buyers - agreed a price, yet the property agent informed us that the seller will only move forward if we appoint their preferred solicitors as they want a ‘quick sale’. We would rather use a high street conveyancer with experience of conveyancing in Hampton
It is unlikely the sellers are behind this. If they desire ‘a quick sale', taking such a hostile approach to a serious buyer is counter productive. Avoid the agents and go straight to the sellers and make sure they comprehend that (a)you are genuine purchasers (b)you are ready to progress, with finances in place © you do not need to sell (d) you wish to move quickly (e)but you intend to use your own,trusted Hampton conveyancing lawyers - not the ones that will give their estate agent a introducer fee or hit his conveyancing thresholds pre-set by head office.