My wife and I have recently appointed a conveyancing solicitor in West Molesey. I need to find out whether they are accepted on the Bank of Ireland conveyancing panel. Could you or the lender confirm if they are on the panel?
You should call your solicitor and ask them whether they are on the lender panel. Alternatively you can get in touch with Bank of Ireland who may be able to confirm.
My wife and I are purchasing a property in West Molesey. I might seem paranoid but how we can trust a solicitor? At some point we will need to deposit money into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am helping my sister sell her house in West Molesey. Will the solicitor arrange the energy assessment or it is for the owner to see to?
After the abolition of Home Information Packs, EPC’s was kept a required component of moving property. An energy performance certificate should be to hand in advance of the property being placed on the market. This is not something that law firms ordinarily arrange. If you are instructing a West Molesey conveyancing practitioner they might be willing to arrange EPC’s given their relationships with reputable local providers
I have paid off my mortgage with Yorkshire BS. I assume I don't need a West Molesey lawyer on the Yorkshire BS panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Yorkshire BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Yorkshire BS mortgage from the register. Yorkshire BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Yorkshire BS has sent the Land Registry the discharge electronically, and
- Yorkshire BS has instructed the Land Registry to do so
A colleague recommended that where I am buying in West Molesey I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually quoted for as part of the standard West Molesey conveyancing searches. It is not a small document of about 40 pages, listing and detailing significant information about West Molesey around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the West Molesey Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, West Molesey Education with maps and statistics, Local Amenities and other useful information regarding West Molesey.
I've recently found out that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. West Molesey is where the house is located. Can you offer any advice?
Flying freeholds in West Molesey are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside West Molesey you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in West Molesey may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I need to find a conveyancing solicitor for freehold conveyancing in West Molesey. I have chance upon a web site which appears to be the perfect offering If it is possible to get all formalities completed via email that would be preferable. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I am attracted to a couple of apartments in West Molesey which have about forty five years remaining on the leases. Should I regard a short lease as a deal breaker?
A lease is a legal document that entitles you to use the premises for a period of time. As the lease gets shorter the marketability of the lease decreases and results in it becoming more expensive to acquire a lease extension. This is why it is advisable to extend the lease term. It is often difficulties arise selling premises with a short lease because mortgage lenders less inclined to grant a loan on such properties. Lease extension can be a protracted process. We advise that you get professional help from a solicitor and surveyor with experience in this field.
I have given up trying to reach an agreement for a lease extension in West Molesey. Can this matter be resolved via the Leasehold Valuation Tribunal?
Most certainly. We can put you in touch with a West Molesey conveyancing firm who can help.
An example of a Lease Extension decision for a West Molesey flat is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case was in relation to 1 flat.