My Conveyancer in Hatch End is not on the The Mortgage Works Conveyancing Panel. Can I still continue with my family solicitor notwithstanding that they are not on the The Mortgage Works approved list?
Your options are as follows:
- Complete the purchase with your preferred Hatch End lawyers but The Mortgage Works will need to use a lawyer on their panel. This will result in additional total conveyancing fees and result in delays.
- Choose a new lawyer to act in the purchase, obviously checking they are on the The Mortgage Works panel
We are close to exchanging contracts on the sale of our home in Hatch End and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. Any local lawyer would know that there is no such problem. It does beg the question why the buyers instructed a national conveyancing firm rather than a conveyancing solicitor in Hatch End. We have lived in Hatch End for 5 years we know of no issue. Is it a good idea to contact our local Authority to obtain confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing lawyer already. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
How does conveyancing in Hatch End differ for new build properties?
Most buyers of new build residence in Hatch End come to us having been asked by the seller to sign contracts and commit to the purchase even before the house is constructed. This is because developers in Hatch End typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Hatch End or who has acted in the same development.
I am looking for a leasehold apartment up to £245,000 and found one round the corner in Hatch End I like with open areas and railway links in the vicinity, however it only has 49 years on the lease. There is not much else in Hatch End suitable, so just wondered if I would be making a mistake purchasing a short lease?
Should you require a mortgage the remaining unexpired lease term may be problematic. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of twenty four months you may ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this matter.
I am looking for a conveyancing solicitor in Hatch End for my remortgage. Is it possible to check a firm’s complaints history with the profession’s regulator?
One can read presented Solicitor Regulator Association (SRA) determinations arising from inquisitions from 2008 onwards. Visit Check a solicitor's record. For records Pre 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, use +44 (0)121 329 6800. The regulator sometimes recorded call for training requirements.
Are the Hatch End conveyancing lawyers identified as being on the lender conveyancing panel, together with their details provided by the bank?
Hatch End law firm practices and firms carrying out conveyancing in Hatch End themselves provide us confirmation that they are on the mortgage company conveyancing panel as opposed to being supplied with a list from the lender directly.