I am selling my apartment in North Harrow. Will the solicitor have to be required to be on the Leeds Building Society conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the Leeds Building Society conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently at the moment.
I am aiming to move house in August. Will my conveyancing solicitor update the removal company on the completion day. On a separate note, can you recommend a removal company in North Harrow. Conveyancing firm was organised prior to coming across this site.
On the afternoon of completion you will need to collect the house keys from your selling agent but this should only happen once the previous owners conveyancers confirm to the agent that the monies to complete are in and the keys can be passed over. Subsequently you will need to tell the removal men that they can start moving you in. We are not in a position to suggest a particular removal organisation but can assist you in locating a residential property solicitor in North Harrow or a solicitor that specialises in conveyancing in North Harrow.
When it comes to mortgage companies such as Yorkshire BS, do North Harrow property lawyers incur an annual charge to be on the conveyancing panel?
We are unaware of any bank fees to be on their list of approved firms, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.
We are getting the release of further funds on our home loan from Clydesdale as we wish to conduct renovations to our house in North Harrow. Are we obliged to select a high street North Harrow solicitor on the Clydesdale conveyancing panel to deal with the paperwork?
Clydesdale do not ordinarily instruct firms on their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Clydesdale list.
I am purchasing my first flat in North Harrow benefiting from help to buy. The sellers would not reduce the price so I negotiated 6k of extras instead. The property agent advised me not inform my conveyancer about the side-deal as it may put at risk my loan with TSB. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How easy is it to transfer to a new conveyancer as I need to select a firm on the The Royal Bank of Scotland conveyancing list. I was using a family conveyancing solicitor in North Harrow five minutes from me but the firm is not accepted by The Royal Bank of Scotland
It would be our pleasure to help you select a conveyancing solicitor in North Harrow on the The Royal Bank of Scotland panel. Please note that the solicitors that we list do not pay us a referral fee if you instruct them and are registered with the Solicitors Regulation Authority who oversee all conveyancing solicitors in North Harrow. In utilising the find a conveyancing solicitor tool on this website, you can compare and instruct different solicitors and conveyancers both nationally and in North Harrow.
My husband and I are new on the property ladder - agreed a price, yet the selling agent advised that the seller will only proceed if we appoint their chosen solicitors as they want an ‘expedited deal’. Our preferred option is to instruct a family solicitor accustomed to conveyancing in North Harrow
We suspect that the seller is not behind this requirement. Should the seller desire ‘a quick sale', taking such a hostile approach to a genuine buyer is going to damage their objectives. Speak to the owners direct and make sure they comprehend that (a)you are keen to buy (b)you are excited to move forward, with finances in place © you do not need to sell (d) you intend to proceed fast (e)however you intend to appoint your own,trusted North Harrow conveyancing solicitors - not the ones that will give the negotiator at the agency a referral fee or achieve conveyancing figures pre-set by corporate headquarters.
I own a leasehold house in North Harrow. Conveyancing and Godiva Mortgages Ltd mortgage went though with no issue. I have received a letter from someone claiming to own the freehold. It included a demand for arrears of ground rent dating back to 1995. The conveyancing practitioner in North Harrow who previously acted has long since retired. Any advice?
First make enquiries of the Land Registry to make sure that this person is in fact the registered owner of the freehold reversion. There is no need to instruct a North Harrow conveyancing practitioner to do this as you can do this on the Land Registry website for a few pound. You should note that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
My wife and I have hit a brick wall in trying to reach an agreement for a lease extension in North Harrow. Can this matter be resolved via the Leasehold Valuation Tribunal?
if there is a absentee freeholder or if there is dispute about the premium for a lease extension, under the relevant legislation it is possible to make an application to the LVT to calculate the premium.
An example of a Lease Extension case for a North Harrow property is flat 93b Welldon Crescent in May 2009. The Tribunals valuation for a 90-year lease extension of this fat was £13,171 This case was in relation to 1 flat. The unexpired lease term was 75.25 years.