Finally the sale completed on my house in Sipson last December yet the purchaser is Skype messaging daily to say his lawyer is waiting to hear from mysolicitor. What should my lawyer have done following completion?
Post completion of your sale your lawyer should forward the transfer deeds and all supplemental paperwork to the buyer’s conveyancer. Where appropriate, your lawyer should also evidence that the mortgage has been paid off to the buyers solicitors. There is unlikely to be post completion tasks unique to conveyancing in Sipson.
We had selected conveyancing lawyers locally in Sipson on the RBS solicitor approved list. They have just invoiced me an additional charge for handling the RBS mortgage. Is this a supplemental conveyancing fee specified by RBS?
As unfair as it may seem, as long as it’s in their Terms of Engagement or estimate then yes your property lawyer can charge a fee for this. The fee is not dictated by RBS but by your Sipson conveyancer. Numerous firms on the RBS panel will levy ’dealing with mortgage’ fee but many practices incorporate it on their overall fee.
I have decided to exercise my right to buy my property in Sipson off the council. I have a mortgage agreed with Virgin Money. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Virgin Money, you will need to appoint a solicitor on the Virgin Money conveyancing panel.
The formalities of my purchase has taken place for my property in Sipson. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I used Wolstenholmes several years past for my conveyancing in Sipson. Now, I need my documents however the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Sipson of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How simple is it to use your search facility to select a conveyancing practitioner in Sipson on the authorised to act for my mortgage?
Step one is to pick a lender such as Nationwide Building Society, Norwich and Peterborough Building Society or Barclays Direct then specify your location for example Sipson. Conveyancing practices in Sipson and further afield should be listed.
My wife and I purchased a leasehold flat in Sipson. Conveyancing and HSBC Bank mortgage organised. I have received a letter from someone saying they have taken over the reversionary interest in the property. It included a demand for arrears of ground rent dating back to 1992. The conveyancing solicitor in Sipson who previously acted has long since retired. Do I pay?
First make enquiries of HMLR to make sure that this person is in fact the registered owner of the freehold reversion. There is no need to incur the fees of a Sipson conveyancing lawyer to do this as you can do this on the Land Registry website for a few pound. Rest assured that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Having spent months of negotiations we simply can't agree with our landlord on how much the lease extension should cost for our flat in Sipson. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
if there is a absentee freeholder or if there is dispute about what the lease extension should cost, under the relevant statutes you can apply to the LVT to determine the price.
An example of a Freehold Enfranchisement decision for a Sipson residence is 164 Nestles Avenue in October 2013. The tribunal agreed with the proposed price of £20,158 for the freehold and determined that that sum is the amount to be paid into court This case related to 2 flats. The number of years remaining on the existing lease(s) was 69 years.
My mother and father are unable to locate their Sipson land registry title on the site. They recall that back in the 60’s when they bought the property there were complications regarding the address not being recognised in some systems.
Almost all properties in Sipson should be revealed. Have you attempted a search to just the postcode. Usually it will reveal all the properties within the postcode. Assuming the property is registered it will be there with a title number. Where they bought back in the 70’s it's conceivable it may be unregistered. The address might still be revealed but with the title number shown 'na'. In this scenario you will need to locate the original title papers which might be with your parent’s lender.