Unfortunately I am unable to travel far from Ardleigh Green. Can you please clarify why all Ardleigh Green lawyers are not on all mortgage company panels?
Banks normally restrict either the nature or volume of conveyancing practices on their approved list of lawyers. Frequent examples of such restriction(s) being that the firm must have two or more partners. As well as restricting the nature of firm, some banks for example HSBC decided to reduce the size of their panel they allow to act for them. You should note that lenders have no accountability for the quality of service supplied by any Ardleigh Green conveyancing practitioner on their approved list. Mortgage fraud was the key driver in the culling of solicitor panels from 2008 even though there are conflicting opinions about the extent of solicitor involvement in some of that fraud. Statistics from the Land Registry reveal that thousands of law firms only carry out a couple of conveyances a year. Those advocating conveyancing panel pruning question why law firms should have claim to be listed on a conveyancing panel when it is evident that property law is not their primary expertise?
I have given 8 weeks notice to my existing landlord and must leave my rented flat in Ardleigh Green by 25/3/2025. Conveyancing on my purchase has just started. Can I complete in 4 weeks as don't want to have to move into short term accommodation?
Generally one should not give notice on a rental unless you have exchanged. If you have not previously done so, speak to your solicitor and urge them to they cajole the other solicitors, try to a target completion date that everyone will work to achieve
I am purchasing a garden flat in Ardleigh Green. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Ardleigh Green you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Ardleigh Green.
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Ardleigh Green?
There are two types of lawyers who can conduct conveyancing in Ardleigh Green namely licenced conveyancers or solicitors. The two can provide conveyancing services that you need to complete the disposal or acquisition of property. Both are duty bound to execute Ardleigh Green conveyancing to the same standards and guidelines so you may be sure that your conveyancing will be properly administered and that all requisite steps will be suitably adhered to.
Forgive me if this question is silly but I am unseasoned as a first time purchaser of a two bedroom flat in Ardleigh Green. Do I receive the keys to the premises on the completion date from my conveyancer? If this is the case, I will find a local conveyancing solicitor in Ardleigh Green?
On the day of completion you do not need to attend the conveyancers office in Ardleigh Green. Your solicitors will arrange to send the purchase money to the owner’s conveyancers, and shortly after the monies have arrived, you should be called to receive the keys from the Estate Agents and move into your new home. Usually this happens between 1 and 3pm.
It is unclear whether my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Ardleigh Green building society branch on various occasions and was told it wasn't an issue and they will lend. My Ardleigh Green conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
As long as the solicitor is on the lender panel, she or he must follow the Council of Mortgage Lenders’ Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
I am looking to sell my house. My past conveyancers have shut. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Ardleigh Green if that makes things easier.
Do use our search tool to help you find a solicitor for your conveyancing in Ardleigh Green. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.
We are 14 days into a residential purchase having been directed to a firm by the selling agent to perform conveyancing in Ardleigh Green. I am not happy. Could you help me find new solicitors?
They would have to be really poor to suggest replacing them. Has your mortgage been generated? In the event that it has you need to advise them of the new solicitor and have the loan are issued to the new lawyers. Your new solicitor ideally needs to be on the lenders approved list to avoid added expenses and delays. So that should be your starting point. The search tool will help you find a lender approved conveyancer for your home move in Ardleigh Green