Much to our surprise we have been told by our financial adviser that my Ardleigh Green solicitor is not on the lender Conveyancing panel. What can I do to be sure whether this is correct?
Your first step should be to call your Ardleigh Green conveyancer. You lawyer should inform you of the situation. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your bank.
My house in Ardleigh Green is up for sale and I have a buyer. Does my conveyancing practitioner need to be on the UBS conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the UBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently currently.
When it comes to lenders such as Nationwide, do Ardleigh Green conveyancing practitioners face a yearly amount to be on the list of approved solicitors?
We are unaware of any lender fees to register on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
Is it the case that all Ardleigh Green conveyancing solicitors on the Aldermore conveyancing panel are governed by the SRA?
As a firm of solicitors, in order to be on the Aldermore conveyancing panel they would need to be governed by the SRA. Some mortgage companies do permit licenced conveyancers on their panel and in such a situation the firms would be governed by the Council of Licensed Conveyancers.
I had an offer accepted on an apartment in Ardleigh Green on 29/9/2025, valuation was booked 2 days later, received a clean bill of health. Solicitor appointed, so all that was missing was my mortgage offer. Having made daily calls to Virgin Money and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Virgin Money conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Virgin Money to deal with your lawyer's application to be on the Virgin Money conveyancing panel. There's no guarantee that your solicitor will be accepted.
I own a semi-detached Edwardian house in Ardleigh Green. Conveyancing solicitor acted for me and Barclays Direct. I did a free Land Registry search last week and I saw two entries: one for freehold, another for leasehold under the matching property. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Ardleigh Green and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with your conveyancing solicitor who conducted the conveyancing.
I have been on the look out for a leasehold apartment up to £235,500 and found one near me in Ardleigh Green I like with open areas and transport links in the vicinity, the downside is that it only has 52 remaining years left on the lease. There is not much else in Ardleigh Green in this price bracket, so just wondered if I would be making a grave error buying a short lease?
Should you need a home loan that many years will likely be a potential deal breaker. Discount the price by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least 2 years you could request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer about this matter.
How much will conveyancing in Ardleigh Green cost?
Almost all Ardleigh Green conveyancing practices will agree to a fixed fee. Where further work become due during the transaction your conveyancer is duty bound to inform you in writing of such further costs for any work immediately it becomes apparent. Some firms will agree not to render an invoice if the deal aborts, others will charge a proportion of the agreed costs, depending on the point at which the deal does not proceed.
We would recommend that you obtain various practices to give you a quotation.