I have just been advised by my mortgage adviser that my Highbridge lawyer is not on the mortgage company Conveyancing panel. What can I do to be certain whether this is indeed the case?
Your first step should be to contact your Highbridge lawyer directly. You lawyer should inform you what has happened. If they are not on the panel they may be able to suggest a Highbridge conveyancing firm that is on the approved list of lawyers for your mortgage company.
It is a dozen years since I purchased my home in Highbridge. Conveyancing lawyers have now been instructed on the sale but I am unable to track down the deeds. Will this jeopardise the sale?
Don’t worry too much. Firstly there is a possibility that the deeds will be retained by your lender or they may be archived with the conveyancers who oversaw the purchase. Secondly the chances are that the property will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors procuring up to date copy of the land registers. The vast majority of conveyancing in Highbridge involves registered property but in the unlikely event that your home is not registered it adds to the complexity but is resolvable.
I used Arc property Solicitors a few years ago for my conveyancing in Highbridge. Now, I need my files but the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Highbridge of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm purchasing my first flat in Highbridge with a loan from Barclays . The sellers would not reduce the amount so I negotiated five thousand pounds worth of additionals instead. The estate agent advised me not inform my lawyer about the side-deal as it would jeopardize my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
In scouring the internet for the phrase conveyancing in Highbridge it shows results of numerous property lawyersin the vicinity. With so much choice what is the best way to find the suitable conveyancing solicitor for the sale of my house?
The preferential way of choosing a suitable conveyancer is through a trusted recommendation, so ask colleagues and family who have bought a property in Highbridge or a local estate agent or mortgage broker. Fees for conveyancing in Highbridge vary, so it's a good idea to secure a minimum of three fee calculations from varying types of property lawyers. Dont forget to clarify that the fees are fixed.
I'm purchasing a property in Highbridge. I have found my conveyancer's company on the Law Society's list, but I can't see my conveyancer's name as listed on the regulator's website. Is this a big problem?
Not every individual in the law firm must be listed by the regulator. Provided there is someone qualified to 'oversee' the conveyancing, the actual day-to-day activity can be conducted by unlicensed staff.