Me and my partner are buying a property in Highbridge. I might seem paranoid but how we can trust a lawyer? At some point we have to send money into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Completion of my remortgage has taken place for my property in Highbridge. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I've read lots of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Highbridge solicitor - who is on the Yorkshire BS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Yorkshire BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Yorkshire BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Highbridge surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I need some expedited conveyancing in Highbridge as I am faced with an ultimatum to exchange contracts inside one month. Fortunately I do not require a mortgage. Can I escape the need for conveyancing searches to save money and time?
If.Given you are not getting a mortgage you are at free not to do searches although no lawyer would advise that you don't. Drawing on years of experience of conveyancing in Highbridge the following are instances of issues that can arise and therefore affect market value: Enforcement Actions, Outstanding Charges, Outstanding Grants, Road Schemes,...
Due to the guidance of my in-laws I had a survey completed on a property in Highbridge in advance of retaining conveyancers. I have been informed that there is a flying freehold aspect to the house. Our surveyor has said that some mortgage companies tend refuse to issue a loan on such a home.
It varies from the lender to lender. Lloyds has different requirements for example to Birmingham Midshires. If you contact us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Highbridge. Conveyancing will be smoother if you use a solicitor in Highbridge especially if they regularly deal with such properties in Highbridge.
I am downsizing from my home. My past lawyers closed down. It would be helpful to have a recommendation of a conveyancing firm. Im based in Highbridge if that makes things easier.
Do use our search tool to help you find a solicitor for your conveyancing in Highbridge. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.
My partner has recommend that I instruct his conveyancing solicitors in Highbridge. Should I find my own property lawyer?
No doubt the best way to select a conveyancing practitioner is to seek guidance from friends or family who have experience in using the conveyancer you're considering.
Having checked my lease I have discovered that there are only Sixty One years unexpired on my flat in Highbridge. I now want to get lease extension but my freeholder is can not be found. What should I do?
If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the magistrate. You will be obliged to demonstrate that you or your lawyers have used your best endeavours to track down the freeholder. In some cases an enquiry agent may be helpful to conduct investigations and prepare a report to be accepted by the court as proof that the landlord can not be located. It is wise to seek advice from a property lawyer both on devolving into the landlord’s disappearance and the application to the County Court covering Highbridge.
Highbridge Leasehold Conveyancing - A selection of Queries before buying
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Are there any major works anticipated that could increase the maintenance fees? How many of the leaseholders are in arrears for their service charge payments? It would be prudent to discover as much as you can regarding the managing agents as they will impact your use and enjoyment of the property. As the owner of a leasehold property you are frequently in the clutches of the managing agents both financially and when it comes to every day matters like the cleanliness of the common parts. Ask other people if they are happy with them. Finally, investigate as to the dates that you are obliged pay the maintenance charge to the appropriate party and precisely how they are spending the funds.